Privacy Notice



Why?     Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal
                law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?    The types of personal information we collect and share depend on the products or services you have with us.  The information can include:
               *Social Security number and income
               *Credit history and credit scores
               *Employment information and credit card or other debt

How?      All financial institutions need to share customer’s personal information to run their everyday business.  In the selection below, we list the reasons
                financial companies can share their customer’s information: the reasons Car-Lotta Kingston/Blakely/Hazleton     chooses to share; and whether you can
                limit this sharing.

Reasons we can share your personal information            Does Car-Lotta Car Sales Kingston/    Can you limit this sharing?
                                        Blakely/Hazleton Share
For our everyday business purposes – Such as to process your
transactions, maintain your accounts(s), respond to court            Yes                No
orders and legal investigations, or to report to credit bureaus

For our marketing purposes – to offer our products and
services to you                            Yes                No

For joint marketing with other financial companies                No                     We don’t share

For our affiliates’ everyday business purposes – information
about your transactions and experiences                    Yes                No

For our affiliates’ everyday business purposes – information
about your creditworthiness                        Yes                Yes

For our affiliates to market to you                    No                     We don’t share

For our nonaffiliates to market to you                    No                     We don’t share

To limit our sharing mail the form below.  Please note:  Our Privacy Policy is on our website:    If you are a new customer, we can begin sharing your information (30) days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?  Call 570-287-5445

Mail-in Form:
Mark any/all you want to limit:

_____  Do not share information about my creditworthiness with your affiliates for their everyday business purposes
_____  Do not allow your affiliates to use my personal information to market to me.
_____  Do not share my personal information with nonaffiliates to market their products and services to me.

Name___________________________________________________________________________            Mail To:
Address_________________________________________________________________________            Car-Lotta Car Sales Kingston
               _________________________________________________________________________            303 Wyoming Avenue
City, State, Zip ____________________________________________________________________            Kingston PA 18704

Account # ____________________________________________

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Who We Are

Who is providing this notice                Car-Lotta Car Sales Kington/Blakely/Hazleton

What we do

How does Car-Lotta Kingston/Blakely/Hazelton protect    To protect your personal information from unauthorized access and use, we use security
my personal information:                measures that comply with federal law.  These measures include computer safeguards
                        and secured files and buildings.

How does Car-Lotta Kingston/Blakely/Hazleton collect    We collect your personal information, for example, when you:
My personal information?                *Show you driver’s license
                        *Apply for financing and apply for a lease
                        *Provide your employment information and give us your employment history
                        We also collect your personal information from other sources, such as credit bureaus, affiliates,
                        or other companies.

Why can’t I limit all sharing?                Federal law gives you the right to limit only:
                        *Sharing for affiliates’ everyday business purposes – information about your creditworthiness
                        *Affiliates from using your information to market to you
                        *Sharing for nonaffiliates to market to you
                        State laws and individual companies may give you additional rights to limit sharing


Affiliates                        Companies related by common ownership or control.  They can be financial and nonfinancial
                        *Car-Lotta Car Sales Kingston/Blakely/Hazleton does not share with our affiliates

Nonaffiliates                    Companies not related by common ownership or control.  They can be financial and nonfinancial
                        *Car-Lotta Car Sales Kingston/Blakely/Hazleton does not share with nonaffiliates to they can
                        Market to you

Joint Marketing                    A formal agreement between nonaffiliated financial companies that together market financial
                        products or services to you.
                        *Car-Lotta Car Sales Kingston/Blakely/Hazleton does not jointly market

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