Car-Lotta Credit and Car Sales Blog

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Do You Know The Risks Of Fall Driving?

Mon, 18 Nov 2019 13:00:00 +0000
It won't be long before  snow will start  falling (ugh) . 
Fall driving can be unpredictable because of weather changes, the end of daylight saving time and the start of school. 

Know the risks and prepare! 

Watch out for kids. Early in the school year, youngsters often haven't developed the habit of looking for moving traffic before they cross the road leaving a school bus. It's illegal to motor past a stopped bus in most places. And buses are beginning to use cameras to catch people who do drive by when the "Stop" arms are extended and the lights are flashing. Older kids driving to and from school are a danger, and in danger, too. "Teen crashes spike  as kids head back to school, and happen more often during hours when school begins and lets out.

Beware of darkness. It comes earlier anyway as the year ages, and that's accelerated when clocks most places in the U.S. shift back to standard time in early November. While just 25 percent of our driving is at night, 50 percent of traffic deaths occur then, according to the National Safety Council. Also, a 50-year-old driver might need twice as much light to see as well as a 30-year-old, NSC notes. And at 60 years and older, we generally see road signs less clearly, we have more trouble judging speed and distance, and glare begins to bother us more.

Be critter conscious. You're 3.5 times more likely to hit an animal - especially a deer - in November than at any other time of the year, the Insurance Institute for Highway Safety cautions. Deer are likely to be mating in November and that's why you see more of them.. About 1 of every 100 drivers will hit a deer during the driver's life behind the wheel.




           Car-Lotta Credit and Car Sales reminds you to drive safe.

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How Often Do You Drive At Night?

Mon, 11 Nov 2019 13:00:00 +0000
We all know there are plenty of driving hazards to worry about during the day – f rain-rain- snow-deer-potholes. Driving at night adds a completely new set of challenges.
Why? It all comes down to one word: visibility.
During a clear day, you might be able to see thousands of feet ahead of you. But when the sun’s down and your headlights are on, that visibility can be reduced to as little as 150 feet!
All this means that when driving at night, you have less time to react. It’s important to make sure you’re seeing things clearly.
 

Here are few tips for driving at night......

  • Check your vision. Even if you don’t wear prescription glasses, poor night vision may warrant a trip to the eye doctor. As you age, it’s common to have more difficulty seeing at night. Blurry vision, trouble seeing objects or experiencing glare from lights are all reasons to schedule an appointment. Correcting your vision with glasses or contact lenses could put an end to your night-driving woes.
  • Get a clear view. A dirty windshield or worn windshield wipers can add an extra layer of difficulty to nighttime driving, especially if the rain starts to pour. For increased visibility, always make sure your windshield is clean and replace your wipers if they start to streak.
  • Clean your headlights. Road grime can easily cover your headlights and dim their beams. Old, oxidized plastic housings can make lenses foggy. Remember to clean your headlights periodically and pick up a headlight restoration kit at your local auto parts store if your lights look cloudy or yellowed.
  • Dim your dashboard. Bright infotainment screens and dashboards aren’t just distracting – they can also make it difficult for your eyes to adjust to low light. Use the dimmer switch in your vehicle to turn down the lights and improve your nighttime visibility in the process.
  • Leave the night driving glasses at home. Like many “As-Seen-On-TV” products, night driving glasses aren’t all they’re cracked up to be. Tinted lenses can help during the day, but anything designed to limit light at night is counterintuitive. Your eyes will adjust to low light on their own. If it’s hard to see at night, try the above tips before investing in these yellow shades.
The most dangerous trips you take are the ones that happen after the sun goes down. Following these tips can keep your visibility at its best, helping you maintain a clear view of the road ahead.
At Car-Lotta  we’re focused on the road ahead, too.

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Did You Remember To Fall Back?

Mon, 04 Nov 2019 13:00:00 +0000
 The afternoons are about to feel a whole lot shorter!!
Daylight Saving Time ends on Sunday, Nov. 3, across the United States, which means earlier sunsets and longer nights.
The time change officially takes place at 2 a.m. local time, but you don't necessarily have to move the big hand on your clock behind an hour. The change is automatic for most smartphones, computers, tablets , some automobiles and other digital devices.
 
Not every state follows Daylight Saving Time. Most of Arizona and Hawaii, along with some U.S. territories.

Car-Lotta reminds you to double check ALL your devices!


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Thinking of Trading Your Vehicle In?

Mon, 28 Oct 2019 12:00:00 +0000


 
There’s nothing better than that new car feeling. Before you drive your new ride off the lot, you often have to decide what to do with the vehicle in your driveway.

You have two options when it comes to getting rid of a used car: selling it yourself or trading it in.

There are pros and cons to each. A private party sale can net you a higher profit, but it also takes a lot more work. Trading in your vehicle to the dealer is fast and easy—but it will probably net you less cash.
 
How To Get The Best Trade-In Value For Your Car
 
Know the value. Knowing your trade-in value will let you know if the dealer’s offer is fair. 
Shop around. Every dealer prices trade-ins differently. Experts recommend getting at least three estimates from competing dealers.
Debts make a difference. Owe more than your car’s worth? Expect that negative equity to get rolled into your next car loan and budget for it appropriately.
Prepare for the sale. A deep clean and a record of repairs can make your car more marketable, and possibly fetch you a higher trade-in price.
You’ll need to negotiate. Just because a dealer makes a trade-in offer doesn’t mean you have to accept it.

Car-Lotta reminds you that following these tips can help increase the value of your trade-in. 

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Do You Ever Leave Your Keys In Your Car?

Mon, 21 Oct 2019 12:00:00 +0000

It seems like a no-brainer.... Take your keys with you when you get out of your car!!!

While vehicles thefts overall are decreasing, car thefts with keys left inside are increasing.
 

A report from the National Insurance Crime Bureau reports that there were over  126,603 car thefts with keys left inside between 2012 and 2016.
 
The research revealed interesting information about where and when car thefts with keys left inside were most common:
  • The top five states for car thefts with keys left inside during this reporting period were California, Texas, Florida, Michigan and Ohio . 
  • Saturday was the most common day for car thefts with keys left inside followed by Friday  and Monday.
Car thefts with keys left inside are especially unfortunate because they don’t need to happen. With so many advanced anti-theft technologies for autos out there, leaving your keys in the car is an open invitation out there for car thieves.
 
Car-Lotta Credit and Car Sales reminds you- NEVER leave your keys in the car!!


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Did You Ever Have A Dead Battery?

Mon, 14 Oct 2019 12:00:00 +0000
Did you ever  have one of those wonderful days when your car won’t start? If you left your lights, radio, or some other electrical gizmo on after you parked the car, you know what the trouble is: Your battery is dead.

Dead batteries are a real  annoyance. You  never really know when your battery is going to need a boost. This  usually happens at the most inopportune time—and if there’s no one around to help out with jumper cables, you may need to pay a tow truck to have your vehicle towed to a mechanic. Then  pay your mechanic to fix the problem.

 A solution is to get  yourself a battery charger. You’ll be able to help yourself and probably  other drivers who break down as well. They are very simple to use and  relatively  inexpensive. It is a purchase worth the  investment  and  the time it takes to figure out   how to use  when you  weigh these  against the possibility of being stranded.

Car-Lotta Credit and Car Sales does not want you to be stranded-

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Did You Know That October Is Fall Car Care Month?

Mon, 07 Oct 2019 12:00:00 +0000
                       

 Why not take some  time to be car care aware and make sure your vehicle is ready for the harsh winter weather ahead? Taking a few simple steps now can save you the headaches and cost of an emergency breakdown later.

 Whether you do it yourself or take your car to a professional service technician,  Car-Lotta Car Sales recommends five proactive steps to make sure your car is ready for winter driving.
 
1.    Battery – Keep the battery connections clean, tight and corrosion-free. Cold weather is hard on batteries, so it’s wise to check the battery and charging system. Because batteries don’t always give warning signs before they fail, it is advisable to replace batteries that are more than three years old.  
 
2.  Heater, Defrosters and Wiper Blades – Check that the heating, ventilating and air conditioning (HVAC) system are working properly as heating and cooling performance is critical for interior comfort and for safety reasons, such as defrosting. Fall is also a great time to check your air filter. Wiper blades that are torn, cracked or don’t properly clean your windshield should be replaced. As a general rule, wiper blades should be replaced every six months. When changing the blades, be sure to also check the fluid level in the windshield washer reservoir.
 
3.    Tires – Check the tires, including the tire pressure and tread depth. Uneven wear indicates a need for wheel alignment. Tires should also be checked for bulges and bald spots. If snow and ice are a problem in your area, consider special tires designed to grip slick roads. During winter, tire pressure should be checked weekly as tires lose pressure when temperatures drop
 
4.    Brakes – Have the brake system checked, including brake linings, rotors and drums. Brakes are critical to vehicle safety and particularly important when driving on icy or snow-covered roads.
 
 
Car-Lotta Credit and Car Sales  reminds you that getting  your vehicle ready for winter while temperatures are still mild is a proactive approach to preventive maintenance that helps ensure safety, reliability and fewer unexpected repairs when severe winter weather strikes.

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Do You Cancel Your Motorcycle Insurance During The Winter Months?

Mon, 30 Sep 2019 12:00:00 +0000
Temperatures are  starting to dip. Most   motorcycle riders typically start the process of topping off their tanks, adding fuel stabilizer, and other details that go along with retiring a bike to storage for the winter. This is also when some riders start to wonder whether they can save a few dollars by temporarily cancelling insurance on their bikes.

Should you drop insurance on a motorcycle that is in winter storage? It may be tempting, but, if you give it some thought, you'll probably find that it's not the soundest practice.

 

Why You Should Keep Yourself Protected?

You have to be certain that your bike will remain in storage for the entire season. Even if your area is hit with unseasonably warm winter weather, if you cancel your insurance, you'd have to fight the impulse to take it out for a ride or..... you'd be out there without a policy to protect you against an accident or some other unfortunate event.

You should remember that your bike still faces risks when it's supposedly "safe and sound" in storage. Theft, fire, vandalism and storm damage are all possibilities. If you  cancel your insurance, and something were to happen to your bike, you'd likely be left to pay the damages or the repair costs out of pocket.

Another important consideration: You may not actually realize any savings by cancelling your policy over the winter. Insurance companies vary, but some may take into account the typical riding season in your state when they price a policy (even if it's spread over a 12-month period). That means you may not actually receive a refund for canceling your winter coverage. You should check with your insurance agent to determine if seasonal coverage options are available.

 

Car-Lotta Cr Sales suggests that you  talk it over with your agent. You may discover that there are some untapped opportunities to help reduce the cost of your motorcycle policy — and that they not only help you out in the winter months, but year-round.

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Do You Honk Your Horn?

Mon, 23 Sep 2019 12:00:00 +0000
We all know that honking a horn incessantly can be irritating for everyone on the road. You SHOUDLN'T  honk because you’re frustrated at another driver. You SHOULD honk only to warn other drivers that they’re coming too close to you or if someone is stopped at a green light.

Different honks might signify different warnings to other drivers. A quick beep means “Heads up. I’m here!” Slightly longer and louder beep says “Hey, the light’s been green for 10 seconds” or “Watch it!”

               Car-Lotta reminds you to HONK as NEEDED!

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Did You Ever Sneeze While Driving?

Mon, 16 Sep 2019 12:00:00 +0000
You might not hear much about the dangers of sneezing while driving, it fits into the category of distracted driving and causes more accidents than you might think.
Accidents happen for various reasons, but even fatal accidents can be  caused by something as simple as a sneeze.
What should you do if you have to sneeze?
 Pull over
Probably the most effective way to avoid a sneeze-induced automobile accident is the simple act of pulling over to sneeze. Most people can feel a sneeze coming on, and that means you should have enough time to pull your vehicle over to a safe shoulder before giving yourself over to the sneeze. Drivers may travel up to 50 feet with their eyes closed while sneezing so, if possible, pull over to sneeze.
 
Stop the sneeze
It’s not comfortable or technically healthy to stop a sneeze in its tracks, but it is possible. If you have very intense sneezes and think you could endanger yourself and your passengers if you don’t do something, you can try these techniques if you feel a sneeze coming on to stop your sneeze:
  • Pinch your upper lip
  • Put your finger under your nose
  • Squeeze your nose
  • Grab the spot between your eyebrows
  • Distract yourself by thinking about something else
  • Flick your forehead
 

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How Well Do You Know PA School Bus Laws?

Mon, 09 Sep 2019 12:00:00 +0000
   
               RED Light Flashing Means NO PASSING! 

Can you believe that it's that time?  The kids are  back to school. 
 
Where did the summer go??
 
Every year children are needlessly injured or killed by
 drivers passing stopped school buses.

      Pennsylvania's School Bus Stopping Laws Are :
  When you meet or overtake a stopped school bus with red signal lights flashing and stop arm extended, you MUST STOP.
  
  When you approach an inter section where a school bus is stopped with red signal lights flashing and stop arm extended,  you MUST STOP.
 
  You MUST STOP at least ten (10) feet away from the school bus.
 
  You MUST WAIT until the red lights have stopped flashing and the stop arm has been withdrawn before moving.
 
  DO NOT MOVE until all the children have reached a place of safety.  

  
Penalties if convicted of violating
Pennsylvania´s School Bus Stopping Law include:
*$250 fine
*Five points on your driving record
*60-day license suspension

Car-Lotta reminds  you to drive safe! 

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Doing Anything Fun For Labor Day?

Mon, 02 Sep 2019 12:00:00 +0000
Labor Day is celebrated by most Americans as the symbolic end of the summer. In high society, Labor Day is (or was) considered the last day of the year when it is fashionable for women to wear white.


 Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. Most school districts that started summer vacation in mid June will resume school near this day.



The first Labor Day in the United States was observed on September 5, 1882, in Boston, by the Central Labor Union of New York, the nation's first integrated major trade union. It became a federal holiday in 1894. Singed into law as a National Holiday by Grover Cleveland.


All Car-Lotta Credit locations will be closed Monday September 2nd  in observance of Labor Day.



We will re open Tuesday September 3rd  at 9:00 am.

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How Much Is Your Insurance Deductible?

Mon, 26 Aug 2019 12:00:00 +0000
HOW TO CHOOSE YOUR DEDUCTIBLE....
 
It’s all about your budget – and your comfort level with risk.
 
Here are some things to consider about  when choosing your deductible.
  1. Your budget: Ask yourself: What’s the amount of money I would be comfortable paying if I need to repair my vehicle? The lower your deductible, the less you will have to pay out of pocket if you have to file a claim, but your overall car insurance premium will be higher.
    It works the opposite way, as well.  If you have a high deductible, you will have a lower car insurance premium – but you’ll pay more out of pocket if you file a claim. This decision comes down to personal preference and what you can afford within your current budget.
     
  2. Drive time: Think about the amount of time you spend driving on a daily or weekly basis. If you’re in your car a lot – or driving in more accident-prone areas – you might be exposed to more risk than someone who drives less.
     
  3. Value of your vehicle: The more expensive the vehicle, the more it costs to insure. In that scenario, a high deductible could help you save on your premium. However, if you have a car loan, some lenders stipulate that your deductible should not exceed a certain amount. Check with your lender to be sure.
 
Car-Lotta Car Sales Suggests you keep your deductible at NO MORE THAN $500.00 but the decision is ultimately yours.

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Is Your Oil Light On?

Mon, 19 Aug 2019 12:00:00 +0000

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How Often Do You Check Your Tire Pressure?

Mon, 12 Aug 2019 12:00:00 +0000

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Do You Leave Your Pet In Your Auto ?

Mon, 05 Aug 2019 12:00:00 +0000
Did you know the temperature inside your vehicle can rise almost 20º F in just 10 minutes. In 20 minutes, it can rise almost 30º F...and the longer you wait, the higher it goes. At 60 minutes, the temperature in your vehicle can be more than 40 degrees higher than the outside temperature. Even on a 70-degree day, that's 110 degrees inside your vehicle!

Your vehicle can quickly reach a temperature that puts your pet at risk of serious illness and even worse, even on a day that doesn't seem hot to you. And cracking the windows makes no difference.

Car-Lotta Car Sales reminds you....  before you put your pet in the vehicle, ask yourself if you really need to take your pet with you – and if the answer is no, leave your pet safely at home. If you must take your pet with you, make sure he or she is properly restrained so the trip is as safe as possible for both of you.

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Do You Ever Let Someone Drive Your Auto?

Mon, 29 Jul 2019 12:00:00 +0000
If you own a vehicle, chances are you’ve let a friend or family member borrow it at least once. 
There are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school or you’re helping someone get to work after their car broke down. 
Did you know that in the event of an accident… it’s your auto insurance policy that  would have to pay? 
The number one misconception about loaning out your vehicle is that if you let your neighbor borrow your car, an accident should go on their insurance because he or she  was the one driving but in private passenger auto insurance, the coverage typically follows the vehicle, not the driver. 
Let’s break it down. 

DOES MY CAR INSURANCE COVER OTHER DRIVERS?

Insured drivers include: 
  • Resident relatives: Most personal auto policies provide coverage to the named insured, their spouse or domestic partner and any other resident relatives. So if someone is a member of your family and lives in your home, they’re automatically an insured under your policy unless excluded. 
  • Domestic partners: If someone lives with you but isn’t a relative, they are not named insureds under your policy. However, if you’re living with a domestic partner, they can be added to your policy as a named insured but only if your relationship is the long-term, committed type – you share domestic responsibilities and have joint financial obligations. All you have to do is call your agent and let them know. They’ll send out a short driver questionnaire and check your partner’s driving record to determine eligibility. 
    Someone with permissive use: If you loaned out your vehicle to a friend or neighbor, your policy generally will cover them – as long as you gave your permission. If they are a regular and repeated user of the car, they should also have coverage. The only exception is if a driver has been specifically excluded on your policy. 
Finally: If someone else is regularly driving your car, it’s important to let your agent know. 
Chances are, anyone you let borrow your car will fall into one of these three categories.  Car-Lotta reminds you that  just because someone is covered doesn’t mean loaning your car is risk-free. 

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How Often Do You Wash Your Automobile?

Mon, 22 Jul 2019 12:00:00 +0000
Have you ever parked your car at the office or grocery store only to come back and find that a ‘helpful’ citizen has written ‘please wash me’ across the back?
 
 It’s  funny when that message is on someone else’s auto, but it’s extremely disheartening when that mud-caked dust-adorned vehicle belongs to you.
 
With a busy schedule and seemingly more important things to do, washing your auto often falls by the wayside-

The general rule of thumb is to wash your car every two weeks or so. There are special circumstances that might increase or decrease that frequency. If you live in a part of the country where some of the aforementioned hazards are quite common, you’ll need to wash your vehicle more regularly. If you keep it in a garage and only drive once or twice a month, such regular washing might not be necessary.

What’s important is that you take care of your vehicle—yes, even its outside. Washing your car frequently is a great and ultimately inexpensive way of protecting your investment in it.

Car-Lotta wants you to make sure you’re setting aside some time for routine  washes!

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Ever Drive Through A Cloud On The Ground?

Mon, 15 Jul 2019 12:00:00 +0000
Fog is one of the most unpredictable weather conditions. Your view can be clear one minute and cloudy the next. Because after all,  what is  fog? — a cloud on the ground.
Driving through dense fog can feel like you’re driving blindfolded. You can’t control the weather but you  can control how you drive in unpredictable conditions like fog.
 
           HERE ARE FIVE TIPS TO HELP YOU DRIVE SAFELY THROUGH THE FOG:

  • Slow down. Traveling at a reduced speed will give you more time to react and minimize the potential for any impact. If you think you’ll be driving in foggy conditions, be sure to allow extra drive time to make it to your destination safely.
  • Brighten up. Turning on your headlights will help you see the road ahead, while helping others see you. And as their name suggests, fog lights also increase visibility by shining more light closer to the road surface. Just avoid using your high beams, which actually reduce visibility by producing glare.
  • Leave some space. Low visibility can lead to slower reaction times. Increase the distance between you and the vehicles ahead to help account for any sudden stops. 
     
  • Follow the lines. In dense fog, you won’t always be able to rely on what you see ahead. If your visibility is limited, focus on the road markings to make sure you’re staying in your lane.
  • Pull over. If you can’t see in front of you, the best course of action may be to pull over. Turn on your hazard lights and pull off the roadway in a safe location, like a rest stop or parking lot. Then, wait until conditions improve. 
 Car-Lotta hopes these driving tips can help you navigate the foggiest of situations.

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Would You Know What TO Do If Your Vehicle Overheats?

Mon, 08 Jul 2019 12:00:00 +0000
Outside temperatures climb during the  summer months.Temperatures inside your vehicle’s engine bay can near 200 degrees. In this type of heat, it’s important to keep your engine cool.
Your vehicles cooling system is usually up to the task. If the needle of your temperature gauge rises or you spot steam coming from under your hood, your car may be overheating.
When your auto overheats, it often means something is wrong with one of the cooling system components, which includes  your fan, radiator, thermostat, hoses and coolant. 
Here are a few steps you can take to help track down your problem and get back on the road.
  • Turn up the heat. While it may seem counterintuitive, turning your heat on full blast can actually help disperse the heat coming from your engine. 
  • Find a safe place to pull over. Driving your car when its overheating can cause serious – and sometimes permanent – damage to your engine, so it’s best to stop driving as soon as possible. Pull over, away from oncoming traffic, then turn off your engine.
  • Open your hood. After parking your car, open your hood to let excess heat escape – then, stay back to let things cool down. Never touch a hot engine with your bare hands!
  • Look for leaks. You may not be a mechanic, but some cooling system issues aren’t difficult to identify. Look at your radiator and hoses to see if you can find leaking coolant. 
  • Fill your coolant. If you can’t find a leak, you may be low on coolant.  To check your coolant level, you’ll need to remove your radiator cap – but only after your engine has cooled off. Once your engine is cool, use a towel to slowly remove the cap. Your coolant should reach the top of the radiator. If it doesn’t, top it off. And be sure to check the plastic coolant expansion tank, if your car has one. Most cars use a 50/50 mix of water and antifreeze, but you can just add room temperature water as a temporary fix.
If your car was low on coolant, you can start it back up after topping it off. Keep an eye on your temperature gauge to ensure that it is in a safe range. If you found a coolant leak, or your coolant was full, it may be  time to call your mechanic.

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Do You Know How To?

Mon, 01 Jul 2019 12:00:00 +0000
If you’ve ever been forced to parallel park your vehicle, chances are these thoughts have crossed your mind. It’s sometimes an intimidating and frustrating task. The potential for embarrassment can leave you wanting to just find somewhere else to park. But in some cases, parallel parking may be necessary.
Here are  a few steps to help master the art of parallel parking:

 
  1. Find a spot where parking is permitted. Check your local laws for specifics. In general, you’re usually not allowed to park on a sidewalk, crosswalk or bridge; in an intersection; or blocking a driveway or alley. You also can’t park too close to a fire hydrant or stop/yield sign, though the allowed distance tends to vary by state.
  2. Be aware of your surroundings. Use your turn signal before parking and make sure to check your mirrors before coming to a stop.
      
  3. Align your car. Pull up directly next to the vehicle that will be in front of you.
  4. Back up. First, check behind you again to make sure there are no pedestrians or oncoming cars. Then, begin back up while turning your wheel to the right. (Just make sure you don’t clip the vehicle in front of you.)
  5. Straighten it out. Once your front door passes the back bumper of the vehicle, straighten your wheels and keep backing up.
  6. Pull in tight. Turn your wheel sharply to the left when your vehicle is completely clear of the one ahead. Back up slowly until you reach the vehicle behind you.
  7. Center your vehicle. Turn your front wheels sharply to the right and center your vehicle in the parking spot. 
Of course, it’s easier said than done. But follow these steps and with a little bit of practice, you’ll be well on your way to parallel parking like a pro. 
Car-Lotta reminds you ...… If you’re on a hill, be sure to set your parking brake and turn your wheel left so your tires make contact with the curb. This will help protect your vehicle from going into oncoming traffic if anything goes wrong.

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Do You Pull To The Right?

Mon, 24 Jun 2019 12:00:00 +0000
If you or someone you love requires emergency assistance, you want help to arrive as quickly and safely as possible. You can help first responders reach an emergency as quickly as possible and it  is as simple as pulling to the right for sirens and lights.
Some people  see an emergency vehicles with activated lights and sirens panic or simply do not adhere to the rules of the road.  Drivers must yield the right-of-way to an emergency vehicle. Failure to do so can cause serious accidents or delays for paramedics, firefighters and police officers arriving at the scene of an emergency. First responders are careful to avoid vehicle collisions by passing vehicles on the left, driving slowly when traveling against traffic or coming to a complete stop at intersections if necessary. The cooperation of ALL drivers on the roadway is critical for everyone’s safety.
There are a few simple steps and rules to follow when you are on the road and encounter  emergency vehicles responding to a scene:
  • Stay calm.
  • Pull to the right and come to a complete stop.
  • If you are traveling on a high-speed road or if there is no room to stop, move to the right and slow down as much as possible.
  • If you are in the left lane, move over into the right lane as other traffic in the right lane moves over and stops.
  • If you cannot move to the right because of another vehicle or obstacle, just stop. Your action will let the driver of the emergency vehicle know what you are doing and allow the driver to anticipate where to drive.
  • When an emergency vehicle approaches you from behind while you are stopped at an intersection, stay where you are unless you can pull to the right.
  • On a four-lane highway or street without barriers, both sides of traffic should pull to the right.
  • Be careful when driving by or around a motor vehicle accident or any situation where emergency vehicles are parked and the firefighters are working.
  • Drivers should stay at least 500 feet behind emergency vehicles.
 
There are several actions you should avoid when encountering a responding emergency vehicle:
  • Do not panic.
  • Do not play your radio so loudly that you are unable to hear sirens.
  • Do not drive distracted.
  • Do not stop in the middle of your lane when there is room to pull to the right.
  • Do not pull to the left into the center turn lane, left turn lane or into oncoming traffic.
  • Do not race ahead to make the green light or turn before the emergency vehicle gets there.
  • Do not turn quickly to the left onto a side street or driveway.
  • Do not drive through a red light or stop sign when an emergency vehicle approaches from behind.
  • Do not disregard the presence of the emergency vehicle by continuing to drive.
 
Car-Lotta reminds you that during emergencies, seconds count. Following these rules, you can assist both first responders and victims of emergency situations. Speak with your local first responders for more information.

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Why Buy Gas On Monday?

Mon, 17 Jun 2019 12:00:00 +0000
With the busy summer travel season right around the corner, drivers are starting to notice higher prices at the pump!
 
f you’re trying to save as much money as you can, you may want to change the day of the week that you fill up.
 
After analyzing gas price data from January through March, reports indicate in Pennsylvania that Mondays offers the lowest average gas price making it the best day of the week to buy gas and  Friday is the worst day to buy gas.
 
There is variation in daily gas prices across different states, the consensus is that the earlier motorists fill-up during the week, the better. Following Monday, Sunday is the cheapest day to fill-up.  Conversely, Thursday follows Friday as the most expensive day to fill-up.
 
Car-Lotta wants to make sure you get all the info you  need when making a purchase.

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Do You Have A Summer BreakDown Kit?

Mon, 10 Jun 2019 12:00:00 +0000
Summer heat can  wreak havoc on a vehicle and its function. The warm weather, hot roads, long  trips, and dry air combine to create a hostile work environment for your car. Here are a few things to consider as you hit the road during  hot summer months.

Checking your tire pressure is an important things to  do  — especially during the summer months. Hot tires on hot pavement is  a recipe for a blowout. If your tires are improperly inflated, the risk of catastrophic failure is even greater. Help prevent hazardous situations by checking your tires once a month and replacing them before they become dangerously worn.

Hot weather can also shorten your battery’s usable life. The extra vibration from summer trips can also damage your battery. It’s always a good idea to carry a set of jumper cables, or even a battery jump box, so you don’t get stranded. Check your car’s battery terminals for corrosion, and make sure the battery itself is  mounted securely.


 Low coolant levels can literally kill your engine. Worn hoses or a damaged radiator can allow coolant to leak and engine temperatures to rise. Keep an especially close eye on your vehicle’s temperature gauge during summer months to prevent  any overheating.
Every driver should put together a “summer breakdown kit”:
  • Water (one gallon per person)
  • Non-perishable snacks
  • First aid kit
  • Sunscreen
  • Emergency blanket (doubles as shade)
  • Flashlight or headlamp
  • Basic tool kit
  • Pocket knife and/or multi-tool
  • Duct tape
  • Tow strap
  • Replacement fuses
  • Cell phone charger
  • Jumper cables
  • Hazard signs and flares
  • Can of tire sealant
  • Shop towels or paper towels
  • Work gloves
 
Car-Lotta Credit and Car Sales reminds you to Drive Safe.... and enjoy your summer 



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Would You Know What To Do If You Were Driving And A Tornato Hit?

Mon, 03 Jun 2019 12:00:00 +0000

In the event of severe weather, it is important to know where a tornado could form and what safety precautions you should follow. You should  know what to do if you are driving and become caught in severe weather.

Strong winds from a tornado are capable of picking up debris and depositing it miles away from where it was lifted. If winds are strong enough, vehicles can be blown over and picked up by the tornado.

Trying to outrun a tornado in your vehicle is the number one thing to remember NOT TO DO.


Trying to outrun a tornado is a bad idea because tornadoes have the potential to travel over 60 mph and they don't have to follow road patterns. Driving on a 90-degree angle away from the tornado is a good strategy to follow in order to distance yourself from the tornado.

A compass or GPS may be helpful to determine which way to drive on a 90-degree angle away from the storm.

If you see a tornado developing where you are driving, the best thing to do is to pull over and evacuate your vehicle. Seek shelter in the nearest sturdy building or storm shelter; do not hide under your car. The wind could potentially roll your car over.

 If there is no available shelter, find the nearest ditch or low-lying area and crouch low to the ground covering your head with your arms.

Potentially sturdy structures to look for while driving are fast food restaurants and banks. Fast food restaurants will usually have a cooler that could withstand a tornado similar to a safe in a bank.
Seeking shelter in an interior wall is also a good idea.  The more walls between you and the tornado, the better off you are.

Underpasses may seem like a safe place to hide, but this is a myth, due to the fact that they are above ground. Winds from a tornado can accelerate through the small places of an underpass causing the potential for the underpass to collapse or your vehicle to be blown away.


Car-Lotta reminds you to  know where you are and what counties have watches and warnings issued for them, and keep a watchful eye to the sky

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