Memorial Day is known for being the unofficial start of summer. The three-day weekend usually involves a backyard barbecue, and most importantly, time spent with family (and maybe even friends, if your area has eased social distancing restrictions!).
It's important to remember that this holiday is about so much more than a cookout. First and foremost, it's observed to remember those who fought for our freedom—the heroes who gave their lives to protect the prosperity of our country. We hope you'll choose to pause and remember them this year, and to remind your children and family members to do the same.
We all know that the holiday comes around every May, but its exact date changes year to year. This year, Memorial Day is on Monday, May 25, 2020. The date changes every year, but there actually is a method to the madness: Memorial Day is always held on the last Monday in May.
Car-Lotta Car Sales will be CLOSED on Monday, May 25th 2020 in observance of Memorial Day. We will RE OPEN on Tuesday, May 26th 2020 at 9:00 AM.
PennDOT Extends Expiration Dates on Vehicle Registrations, Vehicle Inspections
– The Pennsylvania Department of Transportation (PennDOT) announced today that expiration dates for vehicle registrations and safety and emission inspections will be extended for Pennsylvania residents in response to statewide COVID-19 mitigation efforts. Deadlines on the following products will be extended effective May 12, 2020: • Vehicle registrations of all classes which includes, but not limited to, mass transit vehicle registrations, apportioned vehicle registrations, fleet vehicle registrations, dealer plate registrations, temporary registrations and biennial farm exemption certificates scheduled to expire from March 16 through May 31, 2020, the expiration date is now extended through June 30, 2020. • Safety inspections and emissions inspections scheduled to expire from March 16 through May 31, 2020, the expiration date is now extended through June 30, 2020. • Persons with Disabilities parking placards scheduled to expire from March 16 through May 31, 2020, the expiration date is now extended through June 30, 2020.
These extensions are in addition to those announced on May 1 related to driver’s licenses, photo ID cards, and learner's permits scheduled to expire from March 16, 2020 through May 31, 2020 – these products are also extended through June 30, 2020. A camera card is considered a driver's license, so it is covered by the same terms and conditions extending other driver's license products. Additionally, limited services are available at some Driver License and Photo License Centers. For a list of open driver license and photo license centers and the services provided, as well as their hours of operation, please visit www.dmv.pa.gov.
Customers may continue to complete various transactions and access multiple resources online at www.dmv.pa.gov. Driver and vehicle online services are available 24 hours a day, seven days a week and include driver's license, photo ID and vehicle registration renewals; driver-history services; changes of address; driver license and vehicle registration restoration letters; ability to pay driver license or vehicle insurance restoration fee; and driver license and photo ID duplicates. There are no additional fees for using online services.
PennDOT will continue to evaluate these processes and will communicate any changes with the public.
We are extremely happy to announce that we have reopened
for Online Sales!!!
Our limited hours for the month of May are
Monday through Friday from 9:00 am till 5:00 pm
Here's what YOU need to know:
We are using all of our online/internet resources to do as much as possible.
We are scheduling appointments to limit the amount of people in our offices
This can be done via phone or through our Facebook Page or Website.
We will continue practicing social distancing.
You MUST WEAR A MASK to enter our office. We will be wearing them too.
We may ask to take your temperature.
We have SANITIZED WORK AREAS with sneeze shields.
The inventory has been detailed, and sanitized.
Customer Service Representatives are available Monday thru Friday from 9:00 until 5:00 so you to keep them informed on your financial situation during this difficult time or to process payments. The telephone number is 570.714.1971.
Our Service Coordinator is avail to discuss service issues. Service appointments will be on a very limited basis. The telephone number is 570.954.2279.
Car-Lotta reminds you ….. Please Be safe, Be cautious, Be kind.
PennDOT Extends Expiration Dates on Driver Licenses, ID Cards, and Learner’s Permits
Harrisburg, PA– The Pennsylvania Department of Transportation (PennDOT) announced today that expiration dates for driver licenses, identification cards, and learner’s permits, will be extended for Pennsylvania residents in response to statewide COVID-19 mitigation efforts.
Effective April 30, 2020, expiration dates for driver licenses, photo ID cards and learner's permits scheduled to expire from March 16, 2020 through May 31, 2020, are now extended through June 30, 2020.
These extensions are in addition to those announced on March 27.
Additionally, all Driver License Centers and Photo License Centers and the Harrisburg Riverfront Office Center in Pennsylvania are closed until further notice effective close of business on Monday, March 16
As a reminder, customers may complete various transactions and access multiple resources via the Driver and Vehicle Services website,www.dmv.pa.gov. Driver and vehicle online services are available 24 hours a day, seven days a week and include driver's license, photo ID and vehicle registration renewals; driver-history services; changes of address; driver license and vehicle registration restoration letters; ability to pay driver license or vehicle insurance restoration fee; driver license and photo ID duplicates; and driver exam scheduling. There are no additional fees for using online services.
The best defense for preventing the spread of COVID-19 is to stay at home and practicing social distancing whenever possible. If you have to leave home, please be sure to follow a few safety tips to protect yourself and your family.
·Do not ride inside a vehicle with someone who has or suspects they may have COVID-19. The virus can be spread by sharing air space or touching surfaces an infected person has come in contact with. The virus can stay on surfaces found in cars for days.
·Wearing disposable gloves, use soapy water to clean vehicle surfaces prior to wiping down surfaces with a disinfectant. This removes grease and dirt allowing you to effectively sanitize.
·Clean and sanitize your vehicle after every trip. That way if you need to use your vehicle in case of an emergency, it will be ready to go.
We would like to take this opportunity to assure you that we are mindful of the health, safety and welfare concernsof our customers andour employees during this challenging time. With this in mind we have implemented the following changes:
Effective immediately we have suspended Auto Sales per the government mandate.
Customer Service will be available Monday thru Friday from 9:00 until 5:00 to process payments via phone. The telephone numbers are 570.714.1971 or570.954.1464.
Recurring payments will continue to process.
WeWill NOT be accepting Walk In Payments Until Further Notice.
Our Service Coordinatorwillbe avail to discuss service issues. The telephone number is570.954.2279. Service appointments will be on a very limited basis.
We would invite you to visit www.carlottacredit.com to contact any of our locations with any questions or concerns you may have.
Car-Lotta Car Salesprides itself on the relationships it has built with its customers and the communities in which we do business. As news continues to develop regarding the spread of the COVID-19 virus, otherwise known as coronavirus, we would like to take this opportunity to assure you that we are mindful of your health, safety and welfare concerns during this challenging time.
We continue to closely monitor this situation and the recommendations of the Centers for Disease Control and Prevention. While our dealerships are cleaned daily, we are also implementing supplemental procedures to deal with this situation. Prevention begins with the recommendations of the Centers for Disease Control and Prevention for hand-washing, of covering one’s mouth and nose when sneezing or coughing and avoiding contact with people who display symptoms. We have also asked our team to temporarily refrain from shaking hands, doing high-fives or fist bumps.
Of course, we offer a wide array of online options for our customers where they can do everything fromrequest aservice appointment to submitting credit applications and selecting inventory and make your payment. We would invite you to visit www.carlottacredit.com which will enable you to contact any one of our locations.
Our thoughts go out to anyone who may be affected by the coronavirus. This situation is changing rapidly and we will continue to monitor events as they occur. Thank you again for your continued business.
Less sleep, more daylight. We’ll miss that hour in bed, but many will gladly make the exchange for the promise of the warmer, brighter days. There’s just the pesky matter of all those clock changes. Millions of us will scramble around the house to sync the microwave clock to the oven, and the alarm clock.
Daylight saving time has gotten easier since the smartphone has replaced so many wristwatches access the internet. In vehicles, GPS-linked navigation systems often change the time automatically in the same way. Of course, most folks have a clock in their car that not only needs adjusting manually but is often the most complicated function in the entire car.
Each car clock and stereo seems to possess its own set of frustrating directions. Newer vehicles - especially those with flashy computer consoles - will change their clocks automatically. But for those with older models, you will have to change it yourself . If you’re like most, it’ll be weeks before you give in and adjust your dashboard clock.
As a vehicle owner it is vitally important that you are carrying out regular maintenance on your vehicle. Without proper maintenance, your vehicle will be a lot more likely to be prone to more serious problems in the future that could lead to you being greatly out of pocket.
By performing routine maintenance on your vehicle, it will reduce the risk of serious problems occurring in the future as well as improving the driving quality of your vehicle. Many vehicle owners fail to perform the necessary vehicle maintenance tasks that are so important due to ignorance, lack of awareness or even laziness.
Car maintenance is not a difficult task for most drivers. Even drivers with limited motor knowledge are able to perform maintenance tasks such as checking your tire pressures, changing the oil, and checking other engine fluids in your vehicle. If some of these maintenance tasks make you a bit uneasy, then you can check the vehicle handbook that comes with every vehicle for advice, or even ask someone with a bit more knowledge for assistance. It is crucial that in one way or another, you are carrying out regular maintenance.
Car-Lotta reminds you to stay on top of routine maintenance!
Winter won't be lightening up any time soon, many of us try to get a step ahead of Old Man Winter and warm up our cars before heading out for the day. When cold weather approaches, many leave their cars running unattended in an effort to warm up them before facing the cold.
YOU MAY WANT TO RETHINK THIS PLAN.
In Pennsylvania it is illegal to leave your vehicle running while it is unattended. The purpose of the law is so that vehicle owners do not become victims for thieves! When falling prey to the simple temptation of leaving your auto running and unattended, you must remember that car thefts of this kind are easily preventable crimes.
If you are caught leaving your vehicle running and unattended in Pennsylvania, you are guilty of a summary offense and shall, upon conviction, be sentenced to pay a fine of $5 plus court costs.
Although summary offenses and tickets do not seem like a big deal in the long run, if your auto is stolen, there can be civil and sometimes even criminal liability for the reckless act of leaving a vehicle unattended while running.
Some Insurance providers will deny coverage for a vehicle stolen due to the lack of reasonable care taken by the owner of the vehicle. If an individual is injured or property damage occurs as a result of an unauthorized individual operating a vehicle simply because it was left running, may have a negligence claim against the owner of the vehicle (or the person who left it running unattended).
Before deciding to put those key in the ignition, turn on the defrosters and heat, and run back into the house to finish getting ready,
Car-Lotta reminds you, it is better to have a cold car than no car.
Here are a few differences between CarLotta Credit and other dealerships....
* We know and assume that you have credit issues when you stop by, call or email us. We great you with a smile and a hearty handshake and appreciate your business. We understand that good people can and do have credit problems. At some dealerships, when you tell them you have credit issues, they may not be very happy about it or helpful.
* Nothing you tell us is going to surprise us, or embarrass you. For over 24 years we have helped people just like you. Anything you have to tell us, will be handled professionally and held in confidence. Selling and financing cars to people with credit issues is our only business, this is what we do.
* Most dealerships are trying to make as much money as possible on every customer they sell...at CarLotta Credit our #1 goal is to make sure the car is affordable to you and fits in your budget. We want you to be able to afford your payments and pay your loan. Its better for you, and us.
* We report your on time payments to the credit bureaus on a regular basis, this can improve your credit score over time.
* Most of our payments are set as weekly and are set up as an Auto Debit. This helps you judge your budget and stay current with your payments.
This is just a few of the things that make us different. Stop in, call, or email us and let us actually show you!
These are the basics of the responsibilities of a co-signer at CarLotta Credit.
* A co-signer is responsible for paying the loan back IF the person they co-signed for defaults (does not make their payments). This could mean that you are responsible for the entire balance of the loan, even if you are not in actual possession of the vehicle.
* You will be asked to supply some credit information in order for a loan decision to be made.
* If you did not make those payments, it could affect your credit rating as well.
Some guidelines for co-signers....
* Make sure that you can afford the car if the buyer does default.
* Be sure you have a long term relationship with the buyer, to make it worth your while to take on this responsibility.
* Ask the loan company to contact you and keep you posted as to the progress and timeliness of the buyers payments to prevent surprises.
There are good reasons to co-sign a loan for someone, just make sure you understand the responsibility.
You never want to be stranded along the road. A stocked emergency roadside kit may help you get back on the road quickly and safely.
Pre-assembled kits are available to purchase, but you may want to assemble your own or customize a purchased kit.
Consider including the basics:
Cell phone and car charger, with a list of emergency numbers
Two roadside flares
Quart of oil
Small first aid kit
Multipurpose tool or pocket knife
Tire pressure gauge
Your car’s manual
Pen and paper
If your car has more trunk space, or if you’re planning a long trip, add these to the mix:
Jumper cables or a portable battery booster
Gallon of antifreeze
Extra flashlight batteries
Basic tools: Phillips and flat-head screwdrivers, pliers, adjustable wrench
Spray bottle with washer fluid
Granola or energy bars
An approved gas container
A road atlas
Think about the weather, too. Will you need extra water or a warm blanket? If icy roads are likely, a bag of sand or cat litter could provide traction for a stuck tire. You might also be glad to have a folding camp shovel or warm gloves and hat.
Think about your passengers, too. If you have kids and they ride in your car often, think about having items in the emergency kit that will keep them occupied if you're stopped for awhile. Also consider additional blankets and snacks.
Check your kit occasionally to make sure it’s shipshape, the spare tire is inflated, batteries are charged, first-aid supplies are stocked, water is fresh and food is dry. Be familiar with how each tool works before you need to use it in an emergency.
Car-Lotta reminds you that the most important tool you have is common sense; stopping to change a tire in the fast lane is an accident waiting to happen.
What Should You Do If You Were Stranded In Bad Weather?
Mon, 27 Jan 2020 13:00:00 +0000
Getting stranded in your vehicle is bad enough, but being stranded in severe winter weather could be dangerous. It is estimated that 46% of all crashes involving bad weather take place in the winter.
If conditions are hazardous, it’s always best to stay off the roads, but there are times when travel is unavoidable. In these cases, you need to be prepared for the dangers of being stranded in your vehicle.
If You Become Stranded in bad weather remember to.....
•Don't leave your car unless you know exactly where you are, how far it is to possible help, and are certain you will improve your situation.
•Light two flares and place one at each end of the car a safe distance away. Hang a brightly colored cloth from your antenna.
•Run the engine and heater for about 10 minutes every hour or so depending upon the amount of gas in the tank.
•Use the woolen items and blankets to keep warm and to protect yourself from frostbite and hypothermia .
•Keep at least one window open slightly so snow and ice don't seal your car shut.
Did you make a resolution this year to get your credit on track this year? Getting started can feel a bit daunting. It may sometimes seem as if credit agencies want to keep you in the dark about how scores are calculated. No worry ….- with some diligence on your part and a little insight into the world of credit score-keeping, you can get back on track in 2020. Credit scores follow an algorithm first developed by the data analytics company FICO years ago. Credit scores weren't always the primary force behind a credit decision but over time the impact of a credit score became more and more important. Most loan programs available today have a minimum credit score.
There are five characteristics of your credit history that make up your three-digit score: your payment history, account balances, the length of your credit history, the types of credit used and how often you've applied for new credit. Credit scores will improve much more quickly by paying attention to the two categories that have the greatest impact on a score: payment history and account balances.
Payment history accounts for 35 percent of the total score. If someone makes a payment more than 30 days past the due date, scores will fall. An occasional "late pay" won't do much damage to your score but continued payments made more than 30 days past due will. Preventing late payments is a key to recovering your score.
Account balances compare outstanding loan balances with credit lines and make up 30 percent of your score. If a credit card has a $10,000 credit line and there is a $3,300 balance, scores will actually improve, as the ideal balance-to-limit is about one-third of the credit line. If the balance grows and approaches or exceeds the limit, scores will begin to fall.
The remaining three have relatively little impact. How long someone has used credit accounts for 15 percent of the score, but there's really nothing anyone can do to improve this area other than to wait. Types of credit and credit inquiries both make up 10 percent of the score. Concentrating on payment history and account balances, scores will improve significantly over the next few months. Car-Lotta Credit and Car Sales is NOT Credit Based when making loan decisions!
Winter Blades have a rubber sheath over all of the moving components inside of the wiper. These are springs built inside of it to actually hug the wiper blade tight to your windshield. You have probably already noticed in the wintertime, you're driving along and try and use your wiper blades, they won't touch all of the windshield itself. It'll actually leave streaks and portions of it that are un cleaned. This is from is from ice, debris, and snow, getting inside of the springs and keeping them from contacting your windshield. What the rubber sheath does is keep those formed particles from affecting the way the mechanics of the wiper blade has been designed to operate.
Is it a good idea if you do a lot of driving in the wintertime to go ahead and change out your wiper blades?
You can buy just about anything online these days. And that list now includes vehicles.
A vehicle is one of the largest purchases you’ll make in your lifetime. You may think buying a new car, truck or SUV sight unseen would be enough to scare away most buyers.
The market for online auto sales is growing. And many car shoppers are finding they prefer it.
How can you buy a car online? And more importantly – should you? Here’s what you need to know about the world of internet car shopping.
WHERE CAN I BUY A CAR ONLINE?
The internet has changed the way people research and buy cars. Today, most traditional auto dealers also display their vehicle inventories online. This allows you to search for the perfect car across the U.S.
If you’re looking to complete your entire purchase online, there are several options. Some popular online car sales sites include:
Here are some reasons some shoppers opt to skip the dealership and head to the computer:
Selection:Unlike your neighborhood car dealership, buying a car online allows you to choose from a large national inventory containing thousands of new and used vehicles.
Price: Recent studies found that people who bought a vehicle online saved an average of $185 or 0.8%, depending on the model. But keep in mind that you often can’t negotiate online car prices the way you can with a salesperson.
Transparency:When you buy online, you get the details of your car’s pricing and fees upfront.
Convenience:Buying a car online means you can shop 24 hours a day to find the right make, model and year for you. Because you’re making the purchase from the comfort of your home, you won’t spend half your Saturday signing paperwork at the dealership. And your car can be delivered right to your door.
Return policy:Since you won’t have a chance to test drive your new car, many online auto sellers offer a return policy. It usually ranges from 5 to 7 days after your purchase.
ARE THERE ANY DISADVANTAGES TO BUYING A CAR ONLINE?
For all the benefits of online car buying, there are some downsides, too:
Test drives: For many not getting a feel for how your new car rides and handles before the purchase can be a deal breaker. You can always test out a similar vehicle closer to home, but you won’t get to experience the ride of your own new car firsthand if you buy online.
Inspections:Buying a car can be a big decision to make off online photos alone. You won’t get a chance to “kick the tires” before your purchase. While most online sellers claim to thoroughly inspect their vehicles, it may be worth paying for a pre-purchase inspection out of your own pocket. The peace of mind can be worth the cost, and save you from any potential surprises.
Service perks and warranties:Your local dealer can give you access to perks like loaner vehicles or service discounts. And if you’re purchasing a used car, factory certified warranties can be more generous than what you’ll get from a third party.
Delivery cost:If you’re buying from out of state, you’ll need to get it to your garage somehow. Whether you fly to pick up your car and drive it home, or have it delivered to your door, be sure to factor in any delivery expenses.
Personal service:For many, a big purchase is more than just a transaction… it’s about building a relationship. When you buy from a local dealer, you have a go-to person you can trust to treat you right and be there for whatever’s next.
In a few short days we will be welcoming in 2020 !
Here are a few easy things you should do for your 4-wheeled friend in the New Year :
Find the right mechanic. Keeping your car running well doesn’t have to be time-consuming or expensive if you find a mechanic you trust. Your local Car-Lotta Branch will be able to help you with recommended service shops in your area.
Make sure to get it serviced frequently, and stick to the schedule maintenance timetable. This includes things such as changing your oil, rotating tires and checking the fluid levels (oil, transmission coolant (anti-freeze). It also means not forgetting larger items like timing belts or water pumps and brakes.
Get your vehicle Inspected once a year …. Remember, Pennsylvania requires a Safety and in some counties Emission Inspection yearly.
Regular maintenance is important to keep your car safe. With proper care your car will last longer and some of the possible problems can be avoided.
Car-Lotta Credit assures all of the vehicles for sale are serviced before leaving the lot !
It happens..... You are already to head out and click-click-click-click.
A dead battery can be a real annoyance. You never really know when your battery is going to need a boost. This usually happens at the most inopportune time—and if there’s no one around to help out with jumper cables, you may need to pay a tow truck to have your vehicle towed to a mechanic. Then pay your mechanic to fix the problem.
A solution is to get yourself a portable battery charger. You’ll be able to help yourself and probably other drivers who break down as well. They are very simple to use and relatively inexpensive. It is a purchase worth the investment and the time it takes to figure out how to use when you weigh these against the possibility of being stranded.
Did You Have Ice Or Snow On Your Windshield This Morning?
Mon, 16 Dec 2019 13:00:00 +0000
Did you walk out the door this morning to leave for the day and find .... ICE OR SNOW ON YOUR WINDSHIELD?? Here are a few tips to get you through those days when the ice is just too thick to melt and scraping it off is a must.
1. First thing to do is start your vehicle engine. This will allow heat to travel up to the windshield and start the melting process naturally.
2. Turn your vehicle defroster on low. Turning it on high is not a good idea when the windshield is full of ice, this could cause the window to crack.
3. Use an ice scraper to remove the ice from your windshield. This tool is specially designed just for this annoying problem.
NO Ice Scraper?? Keep Reading:
4. Kitchen utensils are not only good for cooking, they are also good for removing the ice of your windshield. Plastic spatulas work wonders on thin ice.
5. Keep salt in arms length when winter arises. NOT cooking salt, but salt that is grainy. Take the salt and pour it on the windshield, then with gloves on, rub the salt onto the windshield. Step back for a few minutes so the salt can start to melt the ice away and then start scraping.
6. Try this simple homemade solution - One of the best ways to remove the ice off of your windshield is a simple mixture that contains items you find inside of your house. Fill a spray bottle with one cup of water, one cup of rubbing alcohol and one cup of vinegar. Shake well and spray it all over the windshield. Let it sit for about five minutes and watch the ice just roll down the glass. You can try scraping it as well, but usually all you need to so is spray and watch.
7. This might sound a bit strange but .... but you can plug a blow dryer in a waterproof extension cord and point it at your window when iced up. Don't turn it on high, keep it on low and move slowly across the windshield until you see the ice slowly disappear. This process may take a bit of time.
You can always AVOID ice on your windshield by investing in a piece of cardboard shaped to the size of your windshield. Place it on the windshield the night before a freeze, then remove in the morning with no worries about scraping or melting the ice off. All you have to worry about is keeping yourself warm.