Car-Lotta Credit and Car Sales Blog

Select a story from the drop down below or browse any of our recent stories from the Car-Lotta Credit and Car Sales blog.

Do You Have To Put Money Down To Buy A Car?

Mon, 03 May 2021 12:00:00 +0000
Do you have to put money down on a car? The quick answer is “No, you don’t have to put cash down when buying a new or used car!” If you have an excellent credit score, long credit history, and are able to budget for the full amount of the monthly car payments, you will not be required to put any money down when buying a vehicle. If you have some bumps in your credit history or bad credit, the lender may or may not require a minimum of 10% down or more of the purchase price of the vehicle at the time of buying the car. Keep in mind, not putting money down when purchasing a vehicle will actually make you pay more for the car in the long run. When financing a vehicle through a bank or lender, any money borrowed will be subject to interest charges. If you don’t at least put enough cash down to cover your tax, title, license and fees. You will be paying unnecessary interest on it as well. The golden rule is, The less money you borrow, the less interest you will pay, the more money you will save. Car-Lotta Remids You – Always try to pay an extra $10, $25, $50, or more on the principal amount when making your monthly car payment. This extra money will add up over time and help decrease interest charges over the length of your car loan.

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Are You Ready To Hit The Road?

Mon, 26 Apr 2021 12:00:00 +0000
COVID-19 has changed the way we approach everything, car repair isn't any different. As the summer heats up so is the desire to travel. Especially since most of us have been under some sort of lockdown or quarantine for the last several months. With a case of cabin fever, we are ready to hit the road – It's estimated that Americans will take nearly 700 car trips this summer – likely in vehicles that have been sitting idle for a while. It’s always important to have your car fully inspected before embarking on a long road trip but even more so now if you’ve been driving less. Like erything else since COVID-19 has arrived, a trip to your local repair facility may be different than before.

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Do You Hand Wash Your Vehicle?

Mon, 19 Apr 2021 12:00:00 +0000
Nothing makes your vehicle look better than a good wash. It’s important for good maintenance and to help you enjoy your ride. The best car wash can happen in your driveway with a hose, some soap, cleaning mitts and a few buckets of water. Pick a good location. You don’t want to clean the car in direct sunlight or direct heat as the soap will dry onto the car before you can rinse it off. Car-Lotta advised you to aim to wash the car in the early morning or late evening and don’t wash it near a dusty road or under a tree where buds, bugs and leaves can fall and stick to the car. Make sure your hose has a nozzle with enough pressure to spray the car and one that allows you to stop the water flow when you want. This way you’re not running water throughout the entire process.

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Is Your Vehicle Read For Spring?

Mon, 12 Apr 2021 12:00:00 +0000
Winter's tale is almost ended (we hope) — and so it's time to take stock of the damage done to your auto after months of snow, ice, sleet, road salt, cold, and all the many travesties of the season departed. Modern vehicles are engineered to take some serious abuse, so unless yours remained buried under a snowbank, you shouldn't have to do too much. But you will have to do a few things. Here are a few that are worth it: WASH your car! CHANGE your wiper blades! CHECK your wiper fluid level. CHECK your oil. CLEAN your floor mats. CHECK your tire pressure — (don't forget the spare) and check the condition of your tires and brakes. SWAP out emergency gear. REPAIR scratches. CONSULT your maintenance schedule.

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Thinking Of Trading Your Vehicle?

Mon, 05 Apr 2021 12:00:00 +0000
Before you head to a car dealership you should research the value of your current vehicle using a tool like Kelley Blue Book. Knowing your trade-in value will let you know if the dealer’s offer is fair. Make sure you shop around. You should get at least three estimates from competing dealers. This can help ensure you get top dollar for your old car. You can trade in a vehicle if you owe money, but it’s important to know that debt still comes out of your pocket. This means you’ll ultimately get less cash from your trade. Owe more than your car’s worth? Expect that negative equity to get rolled into your next loan. A deep clean and a record of repairs can make your car more marketable, and possibly fetch you a higher trade-in price. So keep that extra paperwork for some added bargaining power. You’ll need to negotiate. Just because a dealer makes a trade-in offer doesn’t mean you have to accept it. Following the above tips, like getting multiple offers and knowing your car’s trade-in value, can be powerful negotiating tools. Car-Lotta reminds you that following these tips can help increase the value of your trade-in, getting you into a new vehicle for less cash. Once you get the keys to your dream vehicle, you’ll need to make sure it’s protected.

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Do You Feel At Home In Your Automobile??

Mon, 29 Mar 2021 12:00:00 +0000
From your driver seat settings to the position of the steering wheel and your favorite station on the radio, your car is your safe haven on the road. Being stranded is nowhere you’d want to be. A well-stocked emergency roadside kit could help you get back on the road quickly and safely. Car-Lotta reminds you of the basics you may want to keep with you in you four wheel friend. Consider including: Cell phone and car charger, with a list of emergency numbers Fire extinguisher Two roadside flares Quart of oil Small first aid kit Flashlight Multipurpose tool or pocket knife Tire pressure gauge Tire inflator Duct tape Rags Your car’s manual Pen and paper

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Would You Buy A Car Online?

Mon, 22 Mar 2021 12:00:00 +0000
Purchasing a vehicle online has always been an option through places like Craigslist, eBay Motors, Facebook Marketplace and Carvana. There are some pros and cons to purchasing this way, and it’s good to be aware of them before you go that route. Buying a Car Online: Pros and Cons Pros: Larger (national) selection. It can be cheaper. More pricing transparency. It’s convenient. Cons: You can’t really test drive it. Maintenance costs required to maintain warranty. No record of reliability. Higher taxes. Car-Lotta reminds you to Buy Local- whenever possible. When you buy from a local business in your community – such as a car dealership – the impact of your purchase stays local by strengthening the local economy and creating jobs. When you buy from a local dealer, you also get a go-to local professional for any follow-up questions that arise about your new ride once you’re on the road.

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Did You Sring Ahead?

Mon, 15 Mar 2021 12:00:00 +0000
It's that time of year again, were you running around the house on Saturday night setting clocks forward? Did you change the clock in your car as well? Did you know that research shows fatal car accidents in the United States spike by 6% during the workweek following the "spring forward" to daylight saving time, resulting in about 28 additional deaths each year. Many believe it's better for sleep, the body clock, and overall health to have more morning light and less evening light, as is the case under standard time. Under permanent daylight saving time, mornings would stay dark later in winter all over the country. Car-Lotta wants to know how you feel about Daylight Savings Time.

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What Is That Strange Smell??

Mon, 08 Mar 2021 13:00:00 +0000
Once that new car smell wears off it can be a struggle to keep your car smelling fresh. It doesn’t help if you have pets or forget about that half-full cup of coffee. Those are smells you can easily identify, but what if you smell something weird? Some smells, and even some sounds, hint at a problem with your car. Here are some of the odd things you may hear or smell in your car and what you need to do to get things back to normal. A STRANGE CAR SMELL Must or mold If your call smell is musty or moldy, then you may have a problem with a water leak. It could be as simple as having accidentally left a window open in the rain or it could be something bigger. Run your hand across the floor mats to check for damp spots and if you find one, make an appointment to have it checked out. AAA can help you find a reputable auto repair shop that can figure out where the water is coming from and fix the problem to get rid of the musty smell. Burnt toast A car smell like burnt toast may make you hungry – and it could be a sign of burning insulation. This often happens if there’s an electrical short in your car. It’s a job for the pros so contact your local AAA Store or AAA Approved Auto Repair location to schedule an appointment. An experienced technician can figure out what is causing the smell and repair any electrical short before it causes more significant damage to your car. Rotten eggs Sometimes you smell this in your car, but more often it’s something you’ll notice outside your car. This noxious odor indicates you have a problem with your catalytic converter or possibly your emissions system. Schedule an appointment to have this repaired and the car smell will go away. Some states require emissions testing as a part of annual inspections. Letting this repair wait will cause a problem when it’s time for that inspection so don’t put it off.

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How Long Can You Automobile Sit Without Being Driven?

Mon, 22 Feb 2021 13:00:00 +0000
The time it takes for your vehicle to be damaged by storage will vary. Factors including the location of your parked car and how well you prepared it are contributing factors. The negative effects of time on an undriven auto can be observed sooner than you may think: Fuel: Did you know that gasoline can go bad? When it’s not in an airtight container, fuel reacts with oxygen, which causes it to degrade. This process begins in about about 30 days. It only takes three-to-six months for a tank of gas to go bad. Old gasoline loses its engine-igniting abilities and develops gummy deposits as well as varnish which can damage other components of your vehicle’s fuel system. Battery: When you drive your automobile frequently, a battery should last between three and five years. When your vehicle is sitting, your battery will likely go dead in just two or three months. Why? Because when you drive your car, the vehicle's alternator continually recharges the battery to replenish the power you’re using. Not driving means no charging — and a dead battery. Rust: Rust is another byproduct of oxidation — It requires water to form. Damp conditions will often lead to rusted metal. Chemicals, like the salt used on winter roads can accelerate the process. You can expect bare metal to start forming surface rust in less than a week. The more time your vehicle is left unprotected, the deeper the rust can form. Tires: When your car sits for an extended period of time, flat spots may start to form in the tires. Tires develop a type of memory that prevents them from being completely round. This causes vibration when you drive the car after storage. Flat spots can begin to form after a month of a car sitting parked — and they’re made worse by low tire pressures. In many cases, driving a car for a while after storage can remove the flat spots. Often the damage can be permanent, requiring a new set of rubber. Belts and Hoses: As rubber ages it can start to dry out and crack. Because drivers are accustomed to replacing most vehicle parts based on mileage, many neglect to inspect their belts and hoses. When a vehicle is in storage, these parts may need to be replaced in as little as three-to-five years. Pests: For those critters in your garage, a parked vehicle may become a ready-made home. When they move in they can do major damage to a vehicle — chewing wires, plastic and insulation to build their nest. Rodents can move in overnight. The longer they’re left undisturbed, the more damage they can do.

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What Are Highway Mile Markers??

Mon, 15 Feb 2021 13:00:00 +0000
The little green signs along the side of the highway help signal each mile from one end of the state to the other. Numbers may start at the state line, or at the beginning of that specific interstate. For east/west highways, mile markers begin on the western state border and increase as you travel east. For north/south, markers begin at the south state line and increase as you travel north. Usually, exit numbers correspond to the mileage markers on the interstate. Car-Lotta reminds you that if you happen to be on a road trip and need assistance, paying attention to mile markers can be helpful to finding your location and instructing the help you need.

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How Would You Make Car Travel Safe During The Pandamic?

Mon, 08 Feb 2021 13:00:00 +0000
To protect yourself and slow the spread of COVID-19, whenever possible, you should avoid car trips with anyone outside your immediate household. When it can't be avoided, there are ways to reduce your potential exposure to the coronavirus. Not surprisingly, traveling by car can be risky. The confined space inside a a vehicle doesn't allow for proper social distancing, and the ventilation system is inadequate. Researchers have found that a viral load capable of infecting others can build up within a 15-minute drive and that respiratory droplets can remain for up to three hours. Roll down the windows The simplest solution is to roll down all the windows. This is not always an option in bad weather. The researchers also observed how the air moves through the cabin of a moving vehicle when various windows are open or closed and, more important, how that airflow may affect passengers’ exposure to virus-laden droplets.The best option is to open the window directly behind the driver and the front passenger's-side window. In that configuration the counterclockwise airflow separates the driver and passenger, limiting your chance for droplets to move between them. Car-Lotta reminds you to be safe!!

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Do You Know What To Do If You Break Down?

Mon, 01 Feb 2021 13:00:00 +0000
The decisions you make if your vehicle breaksdown are important and can have positive or negative consequences. Fortunately, most problems are preventable. If your vehicle does break down: Pull off the road as far away from traffic as possible. Remain with your vehicle. If you get out of your vehicle, watch carefully for traffic. Never stand behind or directly in front of your vehicle. If you CANNOT pull off the road switch on safety/emergency flashers. If you could get struck from behind, do not stay in the vehicle. Make sure your car is visible to other motorists; turn on emergency flashers, raise the hood, tie a brightly colored cloth to the antenna or hold it in place with a closed window, place flares or warning triangles to direct cars around your vehicle. If you smell fuel or see a fuel leak, do NOT light flare and extinguish any lit cigarette. Car-Lotta reminds you to read your owner's manual to clearly understand which dash lights or signals indicate your vehicle is not operating properly and what to do in such situations. Before a road trip, arrange for a free test of your vehicle's battery, starting, and charging system. This can help determine how much life is left in your battery and if any other components need repairs.

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How Do You Take Snow And Ice Off Your Vehicle ?

Mon, 25 Jan 2021 13:00:00 +0000
Here are some tips worth remembering when it comes to getting the snow off your car: Snow and ice flying off your vehicle's roof can cause accidents and even fatalities. Do yourself and other drivers a favor and take an extra minute to completely clear off the roof. Clearing both the windshield and rear window: increases your visibility. Be sure to break up snow and ice buildup around your windshield wipers and washer fluid nozzles, too. Removing snow from the side windows and side view mirrors areas can be just as important as removing it from your windshields since this will enable you to have clear vision to traffic both from the side and rear. Uncovering your headlights and taillights will help other drivers see you—and that’s especially important in poor winter weather conditions. It’s often against the law in many states to have your license plate obstructed in any way. It literally takes just one swipe to clear it. Car-Lottta reminds you that Pennsylvania Drivers can be fined up to $1,000 when snow and ice flying off of their moving vehicle causes damage or injury to another vehicle or pedestrian.

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What Are The Most Common Mistakes Of Winter Drivers??

Mon, 18 Jan 2021 13:00:00 +0000
Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult. It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their tires or not paying attention isn’t just annoying… it’s dangerous. Winter driving calls for quick decision making, patience and a little bit of know-how. Below you’ll find ways to spot a rookie winter driver — and how to avoid looking like one yourself: Tailgating: Usually, drivers tailgate because they want the car in front of them to go faster. This is never OK, especially in the winter months. It takes longer to come to a stop in the winter, so you should always put more distance between you and the car ahead. Impatience on the road rarely pays off – tailgating just puts you and others at risk. Speeding: Speeding can get you into trouble quickly. Make sure you’re never driving faster than what is safe for the conditions. In snowy or icy conditions, that probably means driving below the speed limit. The faster you're going, the more likely you are to lose control or slide into another car. Expect traffic to move a little slower in the winter and allow extra time to get to your destination. Getting stuck: Driving through deep snow may sound like fun, but chances are it will leave your tires spinning. For your own safety, know when to stay off the road altogether and drive carefully to avoid losing traction in the first place. After all, getting stuck is easy – getting out isn’t. Ice on the windshield: If your car has snow or ice on the windshield, it can be tempting to save time by letting your wipers or defroster remove it as you drive. But driving without full visibility is like driving blindfolded. Use a snow brush or ice scraper to clear your windshield entirely every time you get behind the wheel. (And don’t just clear a little “window” you can see through!) Snow on the roof: If you’ve ever driven behind someone with snow on their roof, you know it can be an accident waiting to happen. If your car is covered in snow, take the time to clear your roof before you tackle the windows. You’ll keep snow from falling in your field of vision and from hitting the drivers behind you. Driving with high beams on: This can be frustrating in any condition, but some people think that high beams will increase your vision during whiteouts or heavy snowfall. In fact, fog lights and low beams will do much better. Learn what to do if you get stuck driving in a whiteout. Car-Lotta reminds you that just like other people's driving, winter weather can be unpredictable. Even the safest, most experienced driver can get into an accident.

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What Questions Do You Ask YOur Auto Mechanic??

Mon, 11 Jan 2021 13:00:00 +0000
These days most auto owners aren’t properly informed about common issues. Many car owners simply assume their mechanics are able to find any problems, fix them, and prevent future issues. This kind of thinking isn’t a smart and it may cost you a lot of time and money. It’s smarter to inform yourself about the workings of your car, the costs involved in maintaining it, and common problems it may face. When you do bring your mechanic, there are a few questions you should ask in order to make sure they’re properly diagnosing your problem and can actually fix it. Here’s what you need to ask your mechanic the next time your car heads to the shop: Can You Show Me the Problem? What Happens if I Don’t Fix This? Can I Have a Written Estimate? Are the New Parts Under a Warranty? How Did You Fix It? Car-Lotta wants you to be well informed when it comes to your auto needs.

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Happy New Year

Mon, 28 Dec 2020 13:00:00 +0000
2020 has been a strange and difficult year. The pandemic continues to disrupt our lives and keep many of us apart from those we love the most. This is especially tough now, during a season traditionally marked by the gathering of family and friends in celebration and gratitude. Even in the most difficult of times, we can still find opportunities to be grateful. This year more than any other, we are thankful for the opportunity to have you as our customer. We are grateful and honored that you've chosen us to help you with your automotive needs during this time of uncertainty . We're going to get through this together. We know what being part of a community is all about. We would like to wish you and yours a safe and happy new year. Car-Lotta Credit and Car Sales will be closed on January 1st 2021 in observance of the holiday.

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Happy Holidays

Mon, 21 Dec 2020 13:00:00 +0000
2020 has been a strange and difficult year. The pandemic continues to disrupt our lives and keep many of us apart from those we love the most. This is especially tough now, during a season traditionally marked by the gathering of family and friends in celebration and gratitude. Even in the most difficult of times, we can still find opportunities to be grateful. This year more than any other, we are thankful for the opportunity to have you as our customer. We are grateful and honored that you've chosen us to help you with your automotive needs during this time of uncertainty . We're going to get through this together. We know what being part of a community is all about. We would like to wish you and yours a safe and happy holiday season. Car-Lotta Credit and Car Sales will be closed on December 25th 2020 and Janyuary 1st 2021 in observance of the holidays.

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What Happens If There Is An Accident In A Parking Lot?

Mon, 14 Dec 2020 13:00:00 +0000
Accidents happen! Parking lots can be crazy places. Whether you’re at the mall, the grocery store or even just grabbing a quick coffee… all those vehicles coming and going can up anyone’s chances of being in a parking lot accident. Ever wonder if your insurance will cover parking lot accidents? WHAT HAPPENS IF I HIT SOMEONE ELSE’S CAR IN A PARKING LOT? If you do hit a car in a parking lot, here’s what to do next: Don’t leave the scene. If you drive away without telling anyone, that’s considered a hit-and-run. You could face a whole other set of legal issues if a security camera or witness spots you in the act. So do the honest thing and stick around. Get out of harm’s way. Even a simple fender-bender can block traffic or scatter broken glass. Make sure you’re a safe distance from anything dangerous and be mindful of the flow of traffic. If needed, put your hazard lights on to alert nearby drivers. Try to locate the car’s owner. Ask a store employee to page the owner of the car over the loudspeaker. Leave a note. It’s the right thing to do… and potentially even the law. Not leaving a note is considered a hit-and-run in the vast majority of states, even if the damage was just a small scratch. Keep it simple and polite. Include your name, contact information, and a brief explanation of what happened. Leave it in a secure spot where it won’t blow away. Consider calling the police. If the damage is serious, they can help you file an incident report and track down the car’s owner. Car-Lotta reminds you to call your insurance agent. Your agent is there to answer questions and help you understand what’s covered.

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Will You Be Traveling Over The Holidays?

Mon, 30 Nov 2020 13:00:00 +0000
The holiday season brings a number challenges that make safe driving difficult. During this time of year, there can be difficult weather conditions, limited daylight, and drivers in unfamiliar areas. Here are six ways you can drive safely and smartly this holiday season. 1. Plan Ahead Before you start your trip, make sure your vehicle is in good shape for travel. This is especially important for winter driving conditions. Check the weather before heading out to ensure the roads are safe to drive on. And don’t forget a windshield scraper! 2. Stay Fresh And Alert Make sure you’re well-rested before a long drive. A study carried out by The National Highway Traffic Safety Administration (NHTSA) discovered that, from 2009 to 2013, 72,000 crashes, 44,000 injuries, and 800 deaths were attributed to driver fatigue. Plan the trip so you share the driving and take regular breaks to avoid drowsy driving. 3. Mind Your Speed Give yourself plenty of time and distance to react to the traffic around you. An Automotive Fleet Magazine article notes that for every one percent increase in speed, a driver’s chance of an accident increases by two percent, the chance of serious injury increases by three percent, and the chance of a fatality increases by about four percent. 4. Drive Defensively Increased holiday traffic and winter road conditions can be frustrating. Put the safety of everyone in your car first by letting impatient and aggressive drivers pass you or go through the intersection ahead of you so that you control the situation. 5. Don’t Drive Impaired If you plan to drink, don’t plan to drive. NHTSA’s “Drive Sober or Get Pulled Over” campaign has set out to end drunk driving through cutting-edge technology. Using a designated driver when you have a couple of holiday refreshments is always the safest choice. 6. Avoid Distractions According to Distraction.gov, the “Official U.S. Government Website for Distracted Driving”, sending or reading a text takes your eyes off the road for five seconds. At 55 mph, that’s enough time to travel the distance of an entire football field. Driving requires your full attention. When you’re able to do so safely, pull off to the side of the road or find the nearest rest stop when you have to use your cell phone.

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Have You Seen Any Deer Lately?

Mon, 16 Nov 2020 13:00:00 +0000
Did you kow that that if you are involved in an accident in Pennsylvania with a deer your insurance company cannot add a surcharge to your premium? Under Pennsylvania state law, crashes involving deer are considered not-at-fault accidents, and insurance companies cannot add a surcharge to a policyholder’s premium as a result. This excludes drivers that do not come into contact with a deer. The autumn and early winter months have the highest rates of accidents involving deer, with November being the highest. Pennsylvania had the second highest rate of auto accidents involving deer in the country in 2019. Pennsylvanians have a one in 70 chance of being involved in a deer-related accident. Deer are most active at dawn and dusk, according to the Pennsylvania Game Commission. Daylight savings time ends November 1, which means that more drivers will be making their daily commutes during these peak hours. To report a dead deer for removal from PA state-maintained roads, you can call the Pennsylvania Department of Transportation at 1-800-FIX-ROAD.

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How Do You Get Your Vehicle Ready For The Winter?

Mon, 02 Nov 2020 13:00:00 +0000
Winter is almost here. Lower temperatures during this time of year can still cause issues with your vehicle. That’s why the right preparation is so important to safeguard your vehicle against cooler temperatures. Here are a few steps you can take to ensure your vehicle is ready for fall and winter. Change Your Oil Your owner’s manual will likely provide a schedule for how often your oil should be changed. However, changing before temperatures drop is a good idea regardless. Using a lower viscosity oil during the winter months is recommended, as thicker oils can have trouble flowing through your engine when temperatures go below a certain threshold. Test Your Battery Cold weather also increases your risk of a dead battery. Lower temperatures deplete battery power at a much faster rate, which means you might find your car unable to start at the most inopportune time. A battery tester is a great tool to have in your arsenal, as it can tell you the current condition of your battery. If you have an older battery with a lot of corrosion, it’s probably time for an update. Have Your Lights Inspected With fall and winter comes shorter days and longer nights. If you have a headlight out, your ability to see in the dark will be compromised. You’ll also have a greater chance of being pulled over and possibly even being ticketed for a traffic violation. Next time you start up your vehicle, have a friend or family member come outside with you for a light check. If there are any burned out bulbs, have them replaced as soon as possible. Schedule a Tune-Up There are many other components of your vehicle that can also be affected by winter weather, including belts and spark plugs. Scheduling a tune-up during fall gives you the big picture on the state of your vehicle. It also allows you to fix any issues before they get worse, and more expensive. Your mechanic can also top off fluids to keep your car running smoothly until next spring. Car-Lotta cares about your safety and well-being, which is why we offer automotive tips on how to properly care for your vehicle. Our core values, which include being trustworthy and hardworking, illustrate our commitment to you.

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Do You Know How To Get The Best Trade In Value For Your Vehicle?

Mon, 26 Oct 2020 12:00:00 +0000
Do you know the value of your vehilce? Knowledge is power. Before you head to a car dealership you should research the value of your current vehicle using a tool like Kelley Blue Book. Knowing your trade-in value will let you know if the dealer’s offer is fair. Make sure you shop around. You should get at least three estimates from competing dealers. This can help ensure you get top dollar for your old car. You can trade in a vehicle if you owe money, but it’s important to know that debt still comes out of your pocket. This means you’ll ultimately get less cash from your trade. Owe more than your car’s worth? Expect that negative equity to get rolled into your next loan. A deep clean and a record of repairs can make your car more marketable, and possibly fetch you a higher trade-in price. So keep that extra paperwork for some added bargaining power. You’ll need to negotiate. Just because a dealer makes a trade-in offer doesn’t mean you have to accept it. Following the above tips, like getting multiple offers and knowing your car’s trade-in value, can be powerful negotiating tools. Car-Lotta reminds you that following these tips can help increase the value of your trade-in, getting you into a new vehicle for less cash. Once you get the keys to your dream vehicle, you’ll need to make sure it’s protected.

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Would You Know How To Avoid Hitting A Deer?

Mon, 19 Oct 2020 12:00:00 +0000
The fall season is beautiful, but it also introduces a few different driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. According to the National Insurance Crime Bureau, deer-vehicle collisions are the top animal-related claim in the U.S. Before you get too worried, here are some helpful tips on how to avoid hitting a deer… and how to handle things if you end up hitting one despite your best efforts. HOW TO AVOID HITTING A DEER Know where the deer are likely to be. Areas with high deer populations are normally marked with a bright yellow sign. Deer also tend to graze in wooded areas or open fields. When driving your usual route to work, be attentive to areas where you’ve seen deer in the past – they are likely to cross there again. Be alert at sunrise and sunset. Deer are more active during dawn and dusk hours. Use your high beams. When possible, use your high beams for better visibility. The extra light will help make it easier to spot a deer, or other animals, lurking alongside the road. Don’t rely on deer gadgets. Whether it’s a deer whistle, deer fence or other type of product to scare away the deer… don’t rely solely on them to keep deer away. Research isn’t exact on whether or not these products truly work. When you see one… you’ll probably see more. Deer travel in groups. If one comes across your path, proceed with caution in case there are more. Don’t swerve. Swerving isn’t always the safest option. Hitting a deer might often cause less damage than swerving to avoid it… and then hitting a more dangerous obstacle, like a vehicle in oncoming traffic. Car-Lotta reminds you to wear your seat belt. If you do hit a deer, wearing a seat belt decreases your chances of injury.

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Do You Test Your Lights?

Mon, 05 Oct 2020 12:00:00 +0000
Now that the days are getting shorter, you may find yourself driving home from work at dusk. When the sun is beginning to set, your lights need to be turned on. If you haven’t already, check that all of your lights are in good working order – including your headlights, side lights, brake lights, and signals. Ask a friend or neighbor to help you check them all. If any are dim or burnt out, replace them immediately. You will need these lights to see and be seen on the roads this fall. While you’re at it, wipe down the exterior of the vehicle so that there are no smudges on the headlights that can distort the light. Car-Lotta reminds you to drive safe!!

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