Car-Lotta Credit and Car Sales Blog

Select a story from the drop down below or browse any of our recent stories from the Car-Lotta Credit and Car Sales blog.

Is It Raining?? Are Your Headlights On?

Mon, 17 Jul 2017 12:00:00 +0000

Rain, makes it difficult to see the road and other cars. Turning on your headlights during inclement weather not only   helps you see better and helps other cars see you.....  It's The Law! 
In December of  2006, the Pennsylvania General Assembly enacted the headlight wiper law, section 4302 of the Pennsylvania Code. It went into effect Jan. 29, 2007. The intention of the law is to make vehicles more visible to one another in inclement weather.

The Law
The headlight wiper law states that a driver must turn on his headlights whenever he is using his windshield wipers continuously or at intervals in response to rain, snow, sleet, fog, mist or other weather condition.
Type of Violation
This law is considered a primary offense, meaning a driver can be pulled over and ticketed solely for not following the regulation.

The Fine
A ticket for violation of the headlight wiper law in Pennsylvania is $25. However, with fees and other costs associated with the violation, the total paid can approach $100.

                      Car-Lotta Credit and Car Sales reminds you to Drive Safe! 

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What Is In Your Summer Breakdown Kit?

Mon, 10 Jul 2017 12:00:00 +0000
Summer heat can also wreak havoc on a vehicle and its function. The warm weather, hot roads, long  trips, and dry air combine to create a hostile work environment for your car. Here are a few things to consider as you hit the road during  hot summer months.

Checking your tire pressure is an important things to  do year round— especially during the summer months. Hot tires on hot pavement is  a recipe for a blowout. If your tires are improperly inflated, the risk of catastrophic failure is even greater. Help prevent hazardous situations by checking your tires once a month and replacing them before they become dangerously worn.

Hot weather can also shorten your battery’s usable life. The extra vibration from summer trips can also damage your battery. It’s always a good idea to carry a set of jumper cables, or even a battery jump box, so you don’t get stranded. Check your car’s battery terminals for corrosion, and make sure the battery itself is  mounted securely.

 Low coolant levels can literally kill your engine. Worn hoses or a damaged radiator can allow coolant to leak and engine temperatures to rise. Keep an especially close eye on your vehicle’s temperature gauge during summer months to prevent  any overheating.
Every driver should put together a “summer breakdown kit”:
  • Water (one gallon per person)
  • Non-perishable snacks
  • First aid kit
  • Sunscreen
  • Emergency blanket (doubles as shade)
  • Flashlight or headlamp
  • Basic tool kit
  • Pocket knife and/or multi-tool
  • Duct tape
  • Tow strap
  • Replacement fuses
  • Cell phone charger
  • Jumper cables
  • Hazard signs and flares
  • Can of tire sealant
  • Shop towels or paper towels
  • Work gloves
Car-Lotta Credit and Car Sales reminds you to Drive Safe.... and enjoy your summer 

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What Are You Doing For The 4th Of July?

Mon, 03 Jul 2017 12:00:00 +0000
July 4th has been a federal holiday in the United States since 1941. The tradition of Independence Day celebrations goes back to the 18th century and the American Revolution (1775-83). In June 1776, representatives of the 13 colonies then fighting in the revolutionary struggle weighed a resolution that would declare their independence from Great Britain. On July 2nd, the Continental Congress voted in favor of independence, and two days later its delegates adopted the Declaration of Independence, a historic document drafted by Thomas Jefferson. From 1776 until the present day, July 4th has been celebrated as the birth of American independence. Typical festivities range from fireworks, parades and concerts to more casual family gatherings and barbecues.

Car-Lotta Credit and Car Sales will be closed on Tuesday  July 4th in observance of the holiday.  We will re open on Wednesday, July 5th at 9:00am

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How Hot Is Your Vehicle?

Sun, 18 Jun 2017 12:00:00 +0000
 Summer is here and so is the heat- If  you  think it is hot outside---- How high can the temperature inside your  vehicle  go?
The exact answer will vary, of course, depending on the type of car, where it is parked, the time of day. 
  • The fastest temperature rise occurs in the first few minutes. Within just 10 minutes, the temperature can increase between 10 and 20 degrees.
  • Over the first 30 minutes, the temperature increases by an average of over one degree per minute. If you park and go inside a store for 30 minutes on a 90-degree day, you’ll come back to a car that is over 120 degrees.
  • After one hour, the average car is 43 degrees hotter than the outside temperature.
  • After 90 minutes, the average temperature difference is 48 degrees. On a 90-degree day, that equates to 138 degrees—higher than the hottest outdoor temperature ever recorded on earth.
  • Interestingly, these temperature increases are roughly the same no matter what the outdoor temperature is. Even on a beautiful 75-degree day, the temperature after 90 minutes will be over 120 degrees. If you’re in a desert heat wave and the outside temperature is 110, expect a car interior around 160 degrees.
Since these are averages, there’s about a 50-50 chance that your vehicle could get even hotter. The paint color, interior upholstery color, amount of window tinting, amount of shade, direction you are parked, and city where you are located can all affect whether your car is below or above average.

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Do You Want Us To Double Your Down Payment?

Mon, 12 Jun 2017 12:00:00 +0000
Did you know the number 1 reason that stops most people from getting the vehicle they want and need is....
                                    The Down Payment.

Because most dealerships want your entire paycheck or life savings.
Well... Car-Lotta Credit has had enough of that and decided to do something about it.
 We are going to give you up to  $500  towards your down payment. We will Double your down payment up to $500

Now you can Get the vehicle you and your family needs without emptying the bank account. (We want you to do all of those Fun Summer things)

And if you're worried about Credit...
Don't! Bad / No Credit = No Problem . (the past is the past)

This is an opportunity to build your credit with our monthly reporting.

**  Call  for more details

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Is Your 4 Wheel Baby Ready For Summer?

Mon, 05 Jun 2017 12:00:00 +0000
            6 Tips for Summer Car Care

With summer coming upon us quickly, there’s no better time to get your used car ready for the heat and traffic the summer has to offer. Remember that keeping up with maintenance can save you money, and aggravation in the long run.

1. Have your vehicle checked by a qualified technician to find any problems before they get worse.
      * Have your coolant levels and coolant checked.
      * Have your brakes inspected.
      * Check your tires for proper inflation, alignment, and wear.
      * Check the battery.

2. Have your oil, oil filter, and air filter changed regularly.
3. Keep your vehicle clean, inside and out, for safety and better gas mileage.
4. Replace wiper blades.
5. Check to make sure all mirrors are operating properly.
6. Keep an emergency kit in the car...with jumper cables, a bottle of water, a quart of oil and a flashlight.

These sound simple but can save you some money and time this summer...enjoy! 

                              Your Friends At Car-Lotta

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What Are You Doing For Memorial Day ?

Mon, 29 May 2017 18:23:00 +0000
Memorial Day is a United States Federal Holiday observed on the last Monday of May .

Formerly known as Decoration Day, it commemorates U.S. soldiers who died while in the military service. First enacted to honor Union soldiers of the American Civil War. It was extended after World War I to honor Americans who have died in all wars.

It has become a long weekend increasingly devoted to shopping, family gatherings, fireworks, trips to the beach, and marks the start of the summer vacation season!

Car-Lotta Credit Car Sales will be closed Monday, May 29th in observance of Memorial Day and will re open Tuesday, May 30th    at 9:00 am.  

 Happy Memorial Day!

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Are You Ready For Click It Or Tick It?

Mon, 22 May 2017 12:00:00 +0000
Local police will be on the lookout to make sure motorists are wearing their seatbelts.
The  the national “Click It or Ticket” Seatbelt Enforcement initiative runs from  from May 15 to June 4.
Primarily between 9 p.m. and 4 a.m. daily, officers will be checking to see if motorists and passengers are buckled up through the use of traffic enforcement zones and roving patrols.
Citations will be issued to motorists who are caught unbuckled or are transporting unrestrained children, according to a news release. Children ages 4 to 8 must be restrained in a proper booster seat, and a law passed in August 2016 requires children under the age of 2 be seated in a rear-facing child passenger restraint system until the child outgrows it.
 Drivers and front-seat passengers 18 years and older are required to buckle up. If motorists are stopped for a traffic violation and are not buckled up, they can receive a second ticket and a second fine.
Car-Lotta Reminds you to - Buckle  Up!  It's the LAW!!

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Do You Share The Road?

Mon, 15 May 2017 12:00:00 +0000
The warmer weather is here ( well kinda)  and it is time for  motorcycles to  come out of garages.

The Motorcycle Safety Foundation urges all drivers to give riders some space. Here are some hints that  the driver of an automobile  should know about motorcyclists:

1.  There are a lot more cars and trucks than motorcycles on the road
2.  A motorcycle can be easily hidden in a car's blind spots.3.  A motorcycle may seem to be farther away than it actually is.
4.  Motorcyclists often slow by downshifting or merely rolling off the throttle
5.  Motorcyclists often adjust their position within a lane to be seen more easily
6.  Turn signals on a motorcycle are usually not self-canceling
7.  Maneuverability is one of a motorcycle's better characteristics.
8.  Stopping distance for motorcycles is nearly the same as for cars, but slippery pavement makes stopping more difficult.
9.  When a motorcycle is in motion, see more than the motorcycle.    (The person under  helmet  could be your friend, neighbor or relative)

      Car-Lotta wants to remind you .... Give them their fair share of the roadway and don't follow too close!

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Could You Use $100.00

Mon, 08 May 2017 12:00:00 +0000

Could You Use $100.00???

                   Take time to give us a GOOD REVIEW-

 All  customers  who take time to give us a POSITIVE REVIEW on social         media will be entered into a drawing for $100.00 CASH!!

Each month we will chose one winning name.


This drawing  will be held the last day of the month  and  posted on our Face Book page -

You can post on our Face Book page

or chose  your own  place to post.

Be sure to send us the link so we have the information you posted.


Are You On FaceBook?


Let Us Post Your Picture On Our FaceBook  Page and you will  automatically  be entered to win  A $25.00 Sheetz  Gift Card-

One winner per month


The drawing of this winning name will be posted on FaceBook the last day of the month.

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Could You Use $100.00??

Mon, 01 May 2017 12:00:00 +0000
  Car-Lotta Credit and Car Sales is  looking to give one lucky person - per month - $100.00 CASH !

It is simple- Just post ONE POSITIVE comment about us on YELP or our FaceBook page- send us the link so we can verify the post - and your name will be entered into a  drawing-   Winning name will be pulled on the last day of each month-  Video of this drawing will be posted on Face Book.

It's simple-  ONE POSITIVE review or comment could win you  $100.00  

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Do You Take Your Keys With You?

Mon, 24 Apr 2017 12:00:00 +0000
While vehicles thefts overall are decreasing, car thefts with keys left inside are increasing.
It seems like a no-brainer....... Take your keys with you when you get out of your car!!!
A report from the National Insurance Crime Bureau reports that there were over  126,603 car thefts with keys left inside between 2012 and 2015.
The research revealed interesting information about where and when car thefts with keys left inside were most common:
  • The top five states for car thefts with keys left inside during this reporting period were California, Texas, Florida, Michigan and Ohio . 
  • Saturday was the most common day for car thefts with keys left inside followed by Friday  and Monday.
Car thefts with keys left inside are especially unfortunate because they don’t need to happen. With so many advanced anti-theft technologies for autos out there, leaving your keys in the car is an open invitation out there for car thieves.
Car-Lotta Credit and Car Sales reminds you- NEVER leave your keys in the car!!

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Is It TIme To Clean Your Trunk?

Mon, 17 Apr 2017 12:00:00 +0000

Were  you carrying a sandbag or other heavy objects in your trunk to improve how your vehicle handled during the winter weather ?

If the answer was YES .... it’s time to clean out your trunk. Doing this will improve your gas mileage because you lighten your car’s load and this can mean considerable savings at the pumps.

Why not take your four wheel baby  in for a professional wash so that you can rid your  exterior of any residue left over from the winter months.

Car-Lotta Car Sales ..... CARES!

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Final Days!

Mon, 10 Apr 2017 19:03:00 +0000

Would You Like to Double Your MONEY? *

From NOW till April 15th 2017 ..You can Double Your Tax Refund (up to $1,000*)

Tax Refunds don't last long (how could they with all of the day to day expenses nowadays)... It's like as soon as it comes in, it goes out!!!

This  is why we  decided to Double Your Refund* ...We want you to get the vehicle you need and deserve                  AND still keep money in your pocket.

You  will still get.....

Hassle free Financing--> We finance your future, Not your past (Bad Credit / No Credit... No Problem!).

* Fast & Easy Approvals → Don't spend days in a car dealership… Get the vehicle that is best for you with our Fast and Easy approval system.

* 6 Months / 6k Warranty On All Vehicles so that you have Peace Of Mind and Protection for any unplanned surprises.

And …
* Credit Bureau Reporting -   Rebuild and Establish credit today so that for any future purchases you are prepared and ready to go…

P.S. Yes you read that right... You can DOUBLE YOUR MONEY - Up to $1000*- and Get the Vehicle you need, want and deserve!


Car-Lotta Car Sales-

* See Sales For Complete Details

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Do You Need A Vehicle ?? Do You Have $77.00 ?

Mon, 03 Apr 2017 12:00:00 +0000

Its tough right now to get the vehicle you want and deserve...

 After unfortunate events like a Repo, BK, Medical bills, Divorce, late payments or even No Credit… It's almost impossible to get the vehicle you NEED and deserve without forking out thousands  of dollars for a down payment

Does any of this sound familiar?

Don’t feel bad- You’re not alone, and it's not your fault.
We have all had situations come up…
And Who has thousands of dollars sitting around, anyway?
I hear this advice all the time: “just save up and then you can buy a car outright and don’t have to worry about payments or interest”…

Perhaps you have already experienced this situation… Maybe you suffered this kind of thing more than once…
Wouldn’t it be nice, if someone gave you a 2nd chance?
Someone that will work with you and help you get back on your feet… WITHOUT taking all your money.

You work hard for your money. You do your very best to pay your bills on time and it's about time someone sees that and gives you the break you need….

Don’t people get it… How can you work or get around if you don’t have a car?
How can you get a better job if you are limited by how far you can travel, OR the timeframe you can work…

Just think of the opportunity you would have if YOU had your OWN Reliable VEHICLE…
Also, how nice would it be, To Go where you wanted to go When you wanted to go, With who you wanted to go with…

                              Car-Lotta Credit and Car Sales wants to help   start by clicking here  


** See Sales for complete details!

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Do You Have A Favorite Pothole?

Mon, 27 Mar 2017 12:00:00 +0000
Ever wonder about the life of a Pothole??

Potholes begin after snow or rain seeps into the soil below the road surface. The moisture freezes when temperatures drop, causing the ground to expand and push the pavement up. As temperatures rise, the ground returns to normal level but the pavement often remains raised. This creates a gap between the pavement and the ground below it.

When vehicles drive over this cavity, the pavement surface cracks and falls into the hollow space, leading to the birth of another pothole.

You can  report potholes or any other PA  road concerns  by   calling 1-800 FIX ROAD.

Car-Lotta wants you to keep your  vehicle is top running condition-   You should have your vehicle aligned at least once a year.  

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Did You Get Stuck In The Snow?

Mon, 20 Mar 2017 12:00:00 +0000
Okay- It's March and just this past week it snowed over two feet in our area. Getting stuck in the snow  is unavoidable in NEPA. The following are a few tips to  help get you out:

1. Do not spin your wheels.(This will only dig you in deeper)

2. Turn your wheels from side to side a few times to push snow out of the way.

3. Use a light touch on the gas, to ease your car out.

4. Use a shovel to clear snow away from the wheels and the underside of the car.

5. Pour sand, kitty litter, gravel or salt in the path of the wheels, to help get traction.

6. Try rocking the vehicle.  Shift from forward to reverse, and back again. Each time you're in gear, give a light touch on the gas until the vehicle gets going.

An emergency situation on the road can arise at any time, Car-Lotta Credit Car Sales wants to make sure  you are prepared. Along with having a full tank of gas,  you should carry the following items in your trunk:

•Properly inflated spare tire, wheel wrench and tripod-type jack •Shovel •Jumper cables •Bag of salt or cat litter and  Tool kit. 

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Did You Spring Ahead?

Mon, 13 Mar 2017 12:00:00 +0000
Less sleep, more daylight. We’ll miss that hour in bed, but many will gladly make the exchange for the promise of the warmer, brighter days. There’s just the pesky matter of all those clock changes. Millions of us scrambled around the house yesterday to sync the microwave clock to the oven, the r, and the alarm clock.  
Daylight saving time has gotten easier since the smartphone has replaced so many wristwatches  access the internet. In vehicles, GPS-linked navigation systems often change the time automatically in the same way. Of course, most folks have a clock in their car that not only needs adjusting manually but is often the most complicated function in the entire car.

Each car clock and stereo seems to possess its own set of frustrating  directions. If you’re like most folks, it’ll be weeks before you give in and adjust your dashboard clock.
If the thought of resetting the time on your dash made you wince, maybe this will  help.

Here are some ways to ease the frustration of figuring out your clock, so that you can enjoy the longer, sunnier days ahead:

Consult your  manual for directions

Almost all vehicle instruction manuals are available for download online, and most are free. publishes a list of links to manufacturers’ manuals.

Ask your favorite search engine

This is where the Internet shines. Try a quick search like this: “How to set the clock in a (insert your car’s make/model)”. If you’re struggling to reset your car’s clock, chances are a fellow driver has already written about it online.

Try the volume and radio tuning buttons or dials

Often, these pull double-duty and are used to add or subtract minutes and hours. Press the “clock” or “time” button again, and you should be able to toggle from minutes to hours.

Eh, just leave it

It’ll be correct again in November. If your friends ask why you haven’t changed it, tell them you’re really into nostalgia.

Car-Lotta Car Sales wants to remind you to Spring Ahead!  

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You Did WHAT With Your Tax Return?

Mon, 06 Mar 2017 13:00:00 +0000

Car-Lotta   wants to remind you that your tax refund can be useful in more ways than you think at Car-Lotta Credit...

1) use the money, or part of it, as a down payment on a car from us.

2) use the money to pay off your account, and own your car free and clear

3) use the money to pay ahead for those rainy days

4) trade in your car with us and upgrade to a newer car, with a longer warranty

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What Can Go Wrong With Your Auto ?

Mon, 27 Feb 2017 13:00:00 +0000
Vehicles are built better than ever. An odometer that reads 100,000 miles is no longer the maximum life expectancy for a vehicle. With a little maintenance, you can push your vehicle to 200,000 or even 300,000 miles. Knowing what problems commonly arise in older cars is key to keeping your vehicle running.

Here are a few  of the most crucial car components and when you can expect to replace them.

Automatic transmission
Almost all passenger vehicles have an automatic transmission today. While it’s a major convenience, solving transmission problems can be one of the more expensive aspects of owning an older car.
Most transmissions are simply replaced ... Not repaired. This job can easily cost a  thousand dollars. Transmission failure is more likely to occur once a vehicle eclipses the 100,000-mile mark; however, some transmissions can fail in the 60,000 to 70,000 mile range.


You can expect your battery to grow weak after four or five years, regardless of the miles you’ve put on your vehicle.  If you live in a warm-weather climate, you can expect to replace your battery every three years on account of the heat.

Brake pads

Brake pads wear out the more you drive and apply the brakes. The way you drive is also a factor. Aggressive drivers who brake hard and spend most of their driving miles in stop-and-go traffic will wear out their brake pads more quickly than drivers who mostly cruise on the highway.

The size of the vehicle also plays a role. Large SUVs may wear through a set of brake pads after 30,000 miles, while small, lighter vehicles may travel 60,000 or 70,000 miles before wearing down the front pads.

Fuel pump

A fuel pump provides little warning before it fails. So it’s best to know that fuel pumps have the potential to fail after your older car surpasses 60,000 miles.

Poor electrical connections and clogged fuel lines could also stop the pump from working. So make sure your mechanic reviews all possible scenarios before replacing the pump. A more inexpensive repair option may exist.


Worn tires are perhaps the most visible proof that you own an older car. Your vehicle’s original tires will likely last you 60,000 to 80,000 miles before they need to be replaced. You can check your tires’ wear by inserting a penny in the tread. If you can see any part of President Lincoln’s head, it’s time for new tires.

Inexpensive tires will last you about 50,000 miles, while more high-quality tires should last 80,000 miles.
You should have  your tires rotated during your maintenance inspections to ensure equal wear on all four tires.

Water pump

When the water pump wears, it will start to leak coolant. That can expose your engine to the risk of overheating.  You should definitely consider replacing your water pump once your vehicle reaches 100,000 miles.

The best way to keep your vehicle in proper working order is to follow a strict maintenance plan that includes changing your oil, rotating your tires and asking your mechanic to inspect the vehicle. Identifying any concerns before they become problems will keep you and your older car on the road.

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You Will Double My Tax Refund???

Mon, 20 Feb 2017 13:00:00 +0000
Call for more information!!!

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Move Over.... It's The Law

Mon, 13 Feb 2017 13:00:00 +0000
The 'Move Over' law requires drivers to move over or slow down when they encounter an emergency scene, traffic stop or disabled vehicle. This law will help prevent injuries and save lives, but only if drivers follow the law and use common sense.

.--When approaching or passing an emergency response area, a person, unless otherwise directed by an emergency service responder, should :


(1) pass in a lane not adjacent to that of the emergency
response area, if possible; or
(2) if passing in a nonadjacent lane is impossible,
illegal or unsafe, pass the emergency response area at a
careful and prudent reduced speed reasonable for safely
passing the emergency response area.


 Penalty.--Any person violating this law commits a summary offense and shall, upon conviction, pay a fine of not more than $250.

Emergency response area is the  area in which emergency service responders render emergency assistance to individuals on or near a roadway or a police officer is conducting a traffic stop or systematic check of vehicles as long as the emergency vehicle is making use of visual signals meeting the requirements.   


Emergency service responder is an individual acting in an official capacity as police officer, sheriff, deputy sheriff, coroner, deputy coroner, firefighter, fire police, fire marshal, medical examiner, deputy medical examiner, rescue personnel, ambulance personnel, towing and recovery personnel, highway maintenance and construction personnel, hazardous material  response team member or emergency medical service personnel.

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Want To Earn $100.00?

Mon, 06 Feb 2017 15:24:00 +0000

 Refer your family members to Car-Lotta Credit and earn a $100.00 gift card per person*

Referring us to a  family member or friend is now easier than ever!

  • Send us the name and phone numbers of people you know looking for a car
  • Sit back and wait.....    We do the rest! 

Check out the top  ways other customers were able to earn extra money by referring friends and family!

  • Brag about us on Facebook and twitter, and ask your friend to share your status. Make sure you instruct them to mention your name when they come in for  VIP treatment.
  • Pick up some business cards from your salesperson and write your name on the back.
    Spread the word and hand them out.
  • Send an email out to everyone in your address book.
  • Post something up in the break room at work.
  • Spread the word in your church or social groups

    * For Carlotta Customers ONLY - See Sales for complete details.

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Do You Clear Off Your Vehicle In The Winter ?

Mon, 30 Jan 2017 13:00:00 +0000

Did You the winter it is important to clear all snow and ice from your vehicle. Not only does it prevent a hazard from snow and ice that may fall from your vehicle, it also provides an unobstructed view.  This is not only important.... IT'S THE LAW!

Pennsylvania Vehicle Code Law:

When snow or ice is dislodged or falls from a moving vehicle and strikes another vehicle or pedestrian causing death or serious bodily injury  (relating to accidents involving death or personal injury), the operator of the vehicle from which the snow or ice is dislodged or falls shall be subject to a fine of not less than $200 nor more than $1,000 for each offense.

Car-Lotta Car Sales reminds you to take the extra few minutes.... Clear  your vehicle.

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Do You Wash Your Vehicle In The Winter ?

Mon, 23 Jan 2017 13:00:00 +0000
This time of year, salt and/or sand can be found covering area roadways. This raises the question ...How often you should be washing your vehicle?

 Winter storms  bring out the plow trucks.  Salt, anti-skid, or a combination of these are applied to the roadways during snow and ice removal operations. Salt is used to melt snow or ice and anti-skid helps to provide traction. The amount of material on the roadway depends on type of road, type and duration of storm, and temperature. Roads will also be  pre-treated  salt with a brine solution to help it work more effectively. Brine is also used to pre-treat roads prior to a storm.

These materials  can do a lot of damage to your vehicle. If  they  make  it inside a crack in your paint job, it will lead to rust.

The undercarriage of the vehicle should be  be cleaned by a power washer after every storm.  When washing your vehicle be sure the outdoor temperature is above 32 degrees. If it’s too cold, you might freeze your doors shut.

If you want extra protection, you should wax your vehicle in the fall and once during the winter months.

 Car-Lotta Credit and Car Sales has three expert detailers to make sure your vehicle is standing tall when you drive it home.

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